104 Prospector Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 104 Prospector Ct, Folsom, CA 95630

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,075 sqft · built 1984
Lot Size0.189 acres (8,250 sqft)
OwnerCompany Name on Record
Last Sale$310,000 (Mar 2016)
Tax Bill$4,238 (2025)
Deeds & MortgagesApr 2021 Mortgage
May 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN223-0550-046-0000

Property Details

APN / Parcel Number

Primary APN223-0550-046-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,075 sqft Living Area
1st Floor Area1,075 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area8,250 sqft (0.189 acres)
Garage Area492 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address104 PROSPECTOR CT
CityFOLSOM
StateCA
Zip95630-5119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-ML
Legal DescriptionSCENIC OAKS, LOT 74
Legal SubdivisionSCENIC OAKS
Legal Lot Number74
JurisdictionSACRAMENTO CA
Township / Civil DivisionFOLSOM
Census Block Group1
Census Block1013
Census Tract8209

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1015 RILEY ST, 1334, FOLSOM, CA 95630-9973
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 17, 2023Intrafamily Transfer, Transfer
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2016 · Amount on Record
Deed SaleMar 16, 2016 · Amount on Record
Prior SaleAug 25, 2009 · Amount on Record
Deed Book / Page20160316 / 1207
Prior Transfer DateJun 24, 2009
Prior Transfer Doc0000000462
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address104 PROSPECTOR CT, FOLSOM, CA 95630-5119
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 PROSPECTOR CT, FOLSOM, CA 95630-5119

Mortgage

Document Number0000001512
DateApr 29, 2021
Instrument202104291512
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateMay 17, 2023
Property Address104 PROSPECTOR CT, FOLSOM, CA 95630-5119
Document Number0000000616
Map ReferenceMB 132 MAP 2
Instrument DateMay 4, 2023
Instrument202305170616
Transaction TypeTransfer
Record UpdatedMay 29, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1015 RILEY ST UNIT 1334, 1334, FOLSOM, CA 95763-4051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address104 PROSPECTOR CT, FOLSOM, CA 95630-5119
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 PROSPECTOR CT, FOLSOM, CA 95630-5119

Mortgage

Document Number4290000001512
DateApr 29, 2021
Book Page20210429/1512
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address104 PROSPECTOR CT, FOLSOM, CA 95630-5119
Document Number1912181446
Instrument DateDec 13, 2019
Transaction TypeMortgage
Record UpdatedJan 3, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 PROSPECTOR CT FOLSOM CA 956305119, FOLSOM, CA 95630-5119

Mortgage

Document Number1912181446
DateDec 18, 2019
Instrument1912181446
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$374,310 (+2%) Land $156,968 Building $217,342
2025$4,238.00 (+0.17%) Homeowner's exemption$366,972 (+4.04%) Land $153,891 Building $213,081
2024$4,231.00 (+2.22%)
2023$4,139.00 (-1.05%)$352,723 Land $147,916 Building $204,807
2022$4,183.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1986–2014)
Claims Outside the SFHA8 of 11
Most Recent ClaimDec 2014 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 5 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims
  • Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JUAN WATER DISTRICT
serves 29,738 people · EPA ID CA3410021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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