113 Overlook Pass, Georgetown, KY 40324 Property Records

Scott County property record for 113 Overlook Pass, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,000 sqft · built 2001
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,900 (Feb 2024)
Tax Bill	$3,977 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-00-037.000`

Property Details

APN / Parcel Number

Primary APN	`041-00-037.000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	3,000 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	113 OVERLOOK PASS
City	GEORGETOWN
State	KY
Zip	40324-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VICTORIA ESTATES
Legal Subdivision	VICTORIA ESTATES
Legal Phase	3
Legal Block	1
Legal Lot Number	200
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2014
Census Tract	40605

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 OVERLOOK PASS, GEORGETOWN, KY 40324-9646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES EXCHANGE BANK
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES EXCHANGE BANK
Feb 14, 2024	Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Jun 12, 2018	Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2024 · Amount on Record
Deed Sale	Feb 14, 2024 · Amount on Record
Prior Sale	Jun 12, 2018 · Amount on Record
Deed Document Number	2024493045
Deed Book / Page	447 / 297
Prior Transfer Date	Nov 28, 2016
Prior Transfer Doc	00D382/851
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	113 OVERLOOK PASS, GEORGETOWN, KY 40324-9646
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1460/806
Date	Sep 16, 2019
Book Page	M1460/806
Instrument	405032

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank
Address	WINCHESTER, KY 40392

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	113 OVERLOOK PASS, GEORGETOWN, KY 40324-9646
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1563/652
Date	Dec 9, 2020
Book Page	M1563/652
Instrument	425278

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank
Address	WINCHESTER, KY 40392

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Feb 14, 2024
Property Address	113 OVERLOOK PASS, GEORGETOWN, KY 40324-9646
Document Number	00D447/297
Book / Page	D447 / 297
Map Reference	CAB 6 SL 2305
Instrument Date	Feb 9, 2024
Instrument	493045
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6013 TURPIN HILLS DR, CINCINNATI, OH 45244-3928

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	113 OVERLOOK PASS, GEORGETOWN, KY 40324-9646

Mortgage

Document Number	0000493048
Date	Feb 14, 2024
Instrument	493048

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jun 12, 2018
Property Address	113 OVERLOOK PASS, GEORGETOWN, KY 40324-9646
Document Number	00D398/180
Book / Page	D398 / 180
Map Reference	CAB6 SL2305
Instrument Date	Jun 11, 2018
Instrument	387370
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8716 S FRANKLIN RD, INDIANAPOLIS, IN 46259-9720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 OVERLOOK PASS, GEORGETOWN, KY 40324-9646

Mortgage

Document Number	0000387371
Date	Jun 12, 2018
Instrument	387371

Lender

Name	PEOPLES EXCHANGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$446,600 (-)	$446,600 (-)
2025	$3,977.00 (+39.74%)	$446,600 (+23.95%)	$446,600 (+23.95%)
2023	$2,846.00 Homeowner's exemption	$360,300 Land $40,000 Building $320,300	$360,300 Land $40,000 Building $320,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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