110 Overlook Pass, Georgetown, KY 40324 Property Records

Scott County property record for 110 Overlook Pass, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,222 sqft · built 2008
Lot Size	0.77 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jan 2022)
Tax Bill	$4,812 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`041-00-033.000`

Property Details

APN / Parcel Number

Primary APN	`041-00-033.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,222 sqft Living Area
1st Floor Area	1,457 sqft
Basement Area	2,277 sqft
Finished Basement	2,277 sqft
Unfinished Basement	1,457 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	33,541 sqft (0.77 acres)
Garage Type	Mixed
Garage Area	1,622 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	110 OVERLOOK PASS
City	GEORGETOWN
State	KY
Zip	40324-9646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VICTORIA ESTATES
Legal Subdivision	VICTORIA ESTATES
Legal Phase	3B
Legal Block	2
Legal Lot Number	149
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2012
Census Tract	40605

Owner

110 Overlook Pass is owned and occupied by two individuals who bought it in January 2022.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	110 OVERLOOK PASS, GEORGETOWN, KY 40324-9646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 19, 2021	Deed of Trust, Mortgage · Line of Credit ASHLAND CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2022 · Amount on File
Deed Sale	Jan 3, 2022 · Amount on File
Prior Sale	May 2, 2008 · Amount on File
Deed Document Number	2022448129
Deed Book / Page	430 / 549
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jan 3, 2022
Property Address	110 OVERLOOK PASS, GEORGETOWN, KY 40324-9646
Document Number	00D430/549
Book / Page	D430 / 549
Map Reference	CAB 9 SL 400
Instrument Date	Dec 29, 2021
Instrument	448129
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	485 SHARON BEDFORD RD, 485, WEST MIDDLESEX, PA 16159-2319

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	110 OVERLOOK PASS, GEORGETOWN, KY 40324-9646

Mortgage

Document Number	0000448130
Date	Jan 3, 2022
Instrument	448130

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	110 OVERLOOK PASS, GEORGETOWN, KY 40324-9646
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1623/140
Date	Jul 19, 2021
Book Page	M1623/140
Instrument	439255

Lender

Name	ASHLAND CU
Type	Credit Union
Address	ASHLAND, KY 41101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	176 Months
Due	Mar 28, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 110 Overlook Pass was $4,812.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$540,300 (-)	$540,300 (-)
2025	$4,812.00	$540,300	$540,300
2023	$4,669.00	$515,000 Land $52,500 Building $462,500	$515,000 Land $52,500 Building $462,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 110 Overlook Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 110 Overlook Pass is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Overlook Pass

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