Scott County property record for 105 Overlook Pass, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,831 sqft · built 2001 |
| Lot Size | 0.756 acres (32,927 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,881 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Sep 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-00-054.000 |
| Primary APN | 041-00-054.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,831 sqft Living Area |
| 1st Floor Area | 1,271 sqft |
| Basement Area | 2,831 sqft |
| Finished Basement | 2,831 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 32,927 sqft (0.756 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 105 OVERLOOK PASS |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VICTORIA ESTATES |
| Legal Subdivision | VICTORIA ESTATES |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 196 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 40605 |
105 Overlook Pass is owner-occupied and held in a trust since September 2019.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 105 OVERLOOK PASS, GEORGETOWN, KY 40324-9646 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UNIVERSITY OF KENTUCKY FCU |
| Sep 9, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 5, 2019 |
| Transfer Doc | D408/616 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 105 OVERLOOK PASS, GEORGETOWN, KY 40324-9646 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M1744/371 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | M1744/371 |
| Instrument | 475496 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Sep 9, 2019 |
| Property Address | 105 OVERLOOK PASS, GEORGETOWN, KY 40324-9646 |
| Document Number | D408/616 |
| Book / Page | D408 / 616 |
| Map Reference | SL 2305 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 404775 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 OVERLOOK PASS, 105, GEORGETOWN, KY 40324-9646 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 105 OVERLOOK PASS, GEORGETOWN, KY 40324-9646 |
The 2025 property tax bill for 105 Overlook Pass was $4,881.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $548,100 (-) | $548,100 (-) | |
| 2025 | $4,881.00 | $548,100 | $548,100 |
| 2023 | $3,843.00 | $423,900 Land $50,000 Building $373,900 | $423,900 Land $50,000 Building $373,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 105 Overlook Pass in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Overlook Pass is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
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