Scott County property record for 102 Overlook Pass, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,940 sqft · built 2020 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,425 (2025) |
| Deeds & Mortgages | Nov 2020 Line of Credit Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-00-048.000 |
| Primary APN | 041-00-048.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,940 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 39,640 sqft (0.91 acres) |
| Street Address | 102 OVERLOOK PASS |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VICTORIA ESTATES |
| Legal Subdivision | VICTORIA ESTATES |
| Legal Phase | 3B |
| Legal Block | 2 |
| Legal Lot Number | 158 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 40605 |
102 Overlook Pass is owned and occupied by two individuals.
Source: Scott County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 OVERLOOK PASS, GEORGETOWN, KY 40324-9646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2020 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Apr 25, 2022 | Deed of Trust, Mortgage CENTRAL BANK & TRUST CO |
| May 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Aug 5, 2020 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 102 OVERLOOK PASS, GEORGETOWN, KY 40324-9646 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M1556/130 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | M1556/130 |
| Instrument | 424128 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 5, 2021 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 102 OVERLOOK PASS, GEORGETOWN, KY 40324-9646 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 503 MORRIS RD, SADIEVILLE, KY 40370-9201 |
| Document Number | 0M1684/867 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | M1684/867 |
| Instrument | 453656 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Apr 21, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 102 OVERLOOK PASS, GEORGETOWN, KY 40324-9646 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M1686/860 |
|---|---|
| Date | May 4, 2022 |
| Book Page | M1686/860 |
| Instrument | 454036 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 5, 2020 |
| Property Address | 102 OVERLOOK PASS, GEORGETOWN, KY 40324-9646 |
| Document Number | 00D416/354 |
| Book / Page | D416 / 354 |
| Map Reference | CAB 9 SL 400 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 419747 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $60.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1056, MOREHEAD, KY 40351-5056 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | PO BOX 1684, GEORGETOWN, KY 40324-6684 |
The 2025 property tax bill for 102 Overlook Pass was $4,425.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,900 (-) | $496,900 (-) | |
| 2025 | $4,425.00 | $496,900 | $496,900 |
| 2023 | $3,729.00 | $411,300 Land $66,000 Building $345,300 | $411,300 Land $66,000 Building $345,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Overlook Pass in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Overlook Pass is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
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