105 McGugan Ln, Temple, TX 76502 Property Records

Bell County property record for 105 McGugan Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,010 sqft · built 2008
Lot Size	0.137 acres (5,998 sqft)
Owner	Company Name on File
Tax Bill	$2,248 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0045344280`

Property Details

APN / Parcel Number

Primary APN	`0045344280`
Alternative APNs	`384306` `825070`

Interior

Stories	1 Story
Building Area	1,010 sqft Living Area
1st Floor Area	1,010 sqft

Exterior

Year Built	Built 2008
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,998 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	25 sqft
Storage Building	120 sqft

Location & Zoning

Account Number	825070
Street Address	105 MCGUGAN LN
City	TEMPLE
State	TX
Zip	76502-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO VISTA ADDITION, BLOCK 008, LOT 0004
Legal Subdivision	ECHO VISTA ADDITION
Legal Block	8
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1011
Census Tract	21305

Owner

105 McGugan Ln is owned by a company that acquired it in November 2025 and is owner-occupied.

Source: Bell County records, as of November 14, 2025

Owner of Record	Company Name on File
Mailing Address	1828 MEADOW CREST DR, SALADO, TX 76571-2211
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Vendor's Lien, Transfer CV3 FINANCIAL SERVICES LLC
Mar 17, 2017	Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025
Deed Sale	Nov 3, 2025
Prior Sale	Mar 17, 2017
Deed Document Number	2025054320
Record Updated	Jun 8, 2026

November 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 3, 2025
Property Address	105 MCGUGAN LN, TEMPLE, TX 76502-3527
Document Number	0000054320
Map Reference	CAB D SL 119C&D
Instrument Date	Oct 31, 2025
Instrument	2025054320
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	POISE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1828 MEADOW CREST DR, SALADO, TX 76571-2211

Mortgage

Date	Nov 3, 2025

Lender

Name	CV3 FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Mortgage

Document Number	0000054321
Date	Nov 3, 2025
Instrument	2025054321

Lender

Name	CV3 FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	EL SEGUNDO, CA 90245

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Mar 17, 2017
Property Address	105 MCGUGAN LN, TEMPLE, TX 76502-3527
Document Number	0000010519
Instrument Date	Mar 16, 2017
Instrument	10519
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 MCGUGAN LN TEMPLE TX 765023527, TEMPLE, TX 76502-3527

Mortgage

Document Number	10520
Date	Mar 17, 2017
Instrument	10520

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Mortgage

Document Number	10521,
Date	Mar 17, 2017
Instrument	10521

Lender

Name	BANK OF NY MELLON
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Academy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$173,779 Land $40,000 Building $137,089	$177,089 Land $40,000 Building $137,089
2024	$2,248.00 (+22.77%)
2023	$1,831.00 (-24.77%) Homeowner's exemption	$197,221 Land $35,000 Building $162,221	$197,221 Land $35,000 Building $162,221
2022	$2,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 McGugan Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 McGugan Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: SOS Communications, Verizon.

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