St. Johns County property record for 86 Lost Lake Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,067 sqft · built 2017 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $267,855 (Sep 2017) |
| Tax Bill | $3,716 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2021 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 185889-1750 |
| Primary APN | 185889-1750 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,067 sqft Living Area |
| Gross Area | 2,607 sqft |
| 1st Floor Area | 2,067 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 120 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 86 LOST LAKE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-2950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 84/1-13 LAKEWOOD POINTE LOT 75 OR4438/1359 |
| Legal Range | 30E |
| Legal Township | 09S |
| Legal Section | 04 |
| Legal Subdivision | LAKEWOOD POINTE |
| Legal Block | 1 |
| Legal Lot Number | 75 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21209 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 86 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 27, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Aug 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Nov 19, 2020 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC |
| Dec 19, 2018 | Warranty Deed, Transfer ANCHOR TITLE AND LAW PA, ANCHOR TITLE & LAW PA |
| Jul 2, 2018 | Deed of Trust, Mortgage FLORIDA CU |
| Sep 25, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2017 · Amount on Record |
| Deed Sale | Sep 25, 2017 · Amount on Record |
| Deed Document Number | 201765028 |
| Deed Book / Page | 4438 / 1359 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 86 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 86 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Document Number | 0055001973 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | 5500/1973 |
| Instrument | 2022020548 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 86 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 86 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Document Number | 0053311006 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 5331/1006 |
| Instrument | 2021084634 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 86 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044670104 |
|---|---|
| Date | Nov 27, 2017 |
| Book Page | 4467/0104 |
| Instrument | 2017079737 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 86 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047800378 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 4780/0378 |
| Instrument | 2019060914 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 86 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 86 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Document Number | 0051031011 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 5103/1011 |
| Instrument | 2020105222 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Dec 10, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 86 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Document Number | 0050021700 |
| Instrument Date | Jul 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 86 LOST LAKE DR ST AUGUSTINE FL 320862950, ST AUGUSTINE, FL 32086-2950 |
| Document Number | 0050021700 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 005002/001700 |
| Instrument | 62064 |
| Name | R P FNDG INC |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 29, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 19, 2018 |
| Property Address | 86 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Document Number | 0046560990 |
| Book / Page | 004656 / 000990 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 90391 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | ANCHOR TITLE AND LAW PA, ANCHOR TITLE & LAW PA |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,995.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 237 LOST LAKE DR ST AUGUSTINE FL 320862948, ST AUGUSTINE, FL 32086-2948 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 86 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Document Number | 0045781553 |
| Instrument Date | Jul 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 86 LOST LAKE DR ST AUGUSTINE FL 320862950, ST AUGUSTINE, FL 32086-2950 |
| Document Number | 0045781553 |
|---|---|
| Date | Jul 12, 2018 |
| Book Page | 004578/001553 |
| Instrument | 49465 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, FL 32627 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jul 11, 2038 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 25, 2017 |
| Property Address | 86 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Document Number | 0044381359 |
| Book / Page | 4438 / 1359 |
| Map Reference | MB84 PG1-13 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 2017065028 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084 |
| Name | Verified Name |
|---|---|
| Address | 86 LOST LAKE DR, SAINT AUGUSTINE, FL 32086-2950 |
| Document Number | 2017065029 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 2017065029 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,869 (+2.7%) | $450,160 (-1.17%) Land $100,800 Building $349,360 | |
| 2025 | $3,716.00 (+12.95%) Homeowner's exemption Widower's exemption | $294,907 (+5.99%) | $455,478 (+4.38%) Land $100,800 Building $354,678 |
| 2024 | $3,290.00 (+0.12%) | ||
| 2023 | $3,286.00 (+3.01%) Homeowner's exemption | $278,249 (+3%) | $436,381 (+8.7%) Land $100,800 Building $335,581 |
| 2022 | $3,190.00 Homeowner's exemption | $270,145 | $401,449 Land $100,800 Building $300,649 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 145 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 429 units insured incl. 284 condo units |
| Nearby Flood Claims | 20 (2016–2022) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures