106 Jacks Trce, Richmond, KY 40475 Property Records

Madison County property record for 106 Jacks Trce, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,697 sqft
Owner	Individual Name on File
Last Sale	$430,000 (Jan 2021)
Tax Bill	$3,591 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0041-0019-0002`

Property Details

APN / Parcel Number

Primary APN	`0041-0019-0002`
Alternative APNs	`114733` `77838` `44027`

Interior

Stories	2 Stories
Building Area	2,697 sqft Living Area

Exterior

Exterior Material	Brick
Garage Type	Attached
Garage Area	1,368 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Account Number	44027
Street Address	106 JACKS TRCE
City	RICHMOND
State	KY
Zip	40475-8484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACKS TRACE LOT 2
Legal Lot Number	2
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1022
Census Tract	10701

Owner

106 Jacks Trce is owned and occupied by an individual who bought it in January 2021.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	106 JACKS TRCE, RICHMOND, KY 40475-8484
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2017	Deed of Trust, Mortgage PEOPLES BANK & TRUST CO
Jan 13, 2021	Deed, Transfer · Conventional Mortgage PIEDMONT ADVANTAGE CU
Dec 21, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 12, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on File
Deed Sale	Jan 13, 2021 · Amount on File
Prior Sale	Dec 21, 2018 · Amount on File
Deed Document Number	2014027543
Deed Book / Page	D799 / 697
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	106 JACKS TRCE, RICHMOND, KY 40475-8484
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	M01735/586
Date	Apr 6, 2017
Book Page	M01735/586
Instrument	2013956785

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	BEREA, KY 40403

Agreement

Amount	Amount on Record

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jan 13, 2021
Property Address	106 JACKS TRCE, RICHMOND, KY 40475-8484
Document Number	00D799/697
Book / Page	D799 / 697
Map Reference	CAB 14 SL 145
Instrument Date	Jan 8, 2021
Instrument	2014027543
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 BOGGS LN, RICHMOND, KY 40475-2521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 GREENMOOR PL, TAMPA, FL 33618-3217

Mortgage

Document Number	2014027544
Date	Jan 13, 2021
Instrument	2014027544

Lender

Name	PIEDMONT ADVANTAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON KY
Recording Date	Dec 21, 2018
Property Address	106 JACKS TRCE, RICHMOND, KY 40475-8484
Document Number	D00768/265
Book / Page	D00768 / 265
Map Reference	CAB 7 SL 357
Instrument Date	Dec 13, 2018
Instrument	2013986295
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 SHADY OAKS DR, RICHMOND, KY 40475-2191

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 JACKS TRCE, RICHMOND, KY 40475-8484
Investor	Possibly a Property Investor

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Nov 12, 2018
Property Address	106 JACKS TRCE, RICHMOND, KY 40475-8484
Document Number	D00766/677
Book / Page	D00766 / 677
Map Reference	MB1 PG200
Instrument Date	Nov 9, 2018
Instrument	2013984559
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Tax	$69.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 GREENBRIAR RD, LONDON, KY 40741-1084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 JACKS TRCE, RICHMOND, KY 40475-8484
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 106 Jacks Trce was $3,591 with a homeowner's exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,591.00 Homeowner's exemption	$430,000	$430,000
2023	$3,721.00 Homeowner's exemption	$430,000	$430,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Jacks Trce in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Jacks Trce is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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