Kane County property record for 113 Elm St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,456 sqft · built 1900 |
| Lot Size | 0.171 acres (7,435 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $443,000 (Jun 2024) |
| Tax Bill | $5,479 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-476-004 |
| Primary APN | 06-14-476-004 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,184 sqft |
| Basement Area | 728 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Lot Area | 7,435 sqft (0.171 acres) |
| Lot Width | 52 ft Width |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 113 ELM ST, 2 |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6389 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONRAD BECKLINGERS ADDN LOT 4 |
| Legal Subdivision | CONRAD BECKLINGERS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 851600 |
113 Elm St is owned by two individuals who bought it in June 2024.
Source: Kane County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1307 LARKIN AVE, ELGIN, IL 60123-6043 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2024 · Amount on File |
| Deed Sale | Jun 14, 2024 · Amount on File |
| Prior Sale | Jan 4, 2023 · Amount on File |
| Deed Document Number | 202420558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 4, 2023 |
| Property Address | 113 ELM ST, ELGIN, IL 60123-6389 |
| Document Number | 0000000333 |
| Instrument Date | Jan 4, 2023 |
| Instrument | 2023K000333 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $388.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 113 ELM ST, ELGIN, IL 60123-6389 |
| Document Number | 0000000334 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 2023K000334 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate | 5.87% |
|---|
The 2025 property tax bill for 113 Elm St was $5,479.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,479.00 | $79,820 (+8.57%) Land $16,769 Building $63,051 | $239,556 (+8.57%) Land $50,327 Building $189,229 |
| 2024 | $73,519 Land $15,445 Building $58,074 | $220,645 Land $46,354 Building $174,292 | |
| 2022 | $4,874.00 (+3.97%) | $56,213 (+6.96%) Land $12,723 Building $43,490 | $168,639 (+6.96%) Land $38,169 Building $130,470 |
| 2021 | $4,688.00 | $52,555 Land $11,895 Building $40,660 | $157,665 Land $35,685 Building $121,980 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 113 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 113 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, Verizon.
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