105 Elm St, Elgin, IL 60123 Property Records

Kane County property record for 105 Elm St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,468 sqft · built 1959
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$567,500 (Apr 2024)
Tax Bill	$10,003 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-14-476-001`

Property Details

APN / Parcel Number

Primary APN	`06-14-476-001`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,468 sqft Living Area
Gross Area	5,202 sqft
1st Floor Area	3,468 sqft
Basement Area	1,734 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Split Level
Exterior Material	Brick
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	105 ELM ST
City	ELGIN
State	IL
Zip	60123-6366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONRAD BECKLINGERS ADDN LOT 3
Legal Subdivision	CONRAD BECKLINGERS ADDN
Legal Block	1
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1003
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1915 SALEM RD, ELGIN, IL 60123-5062
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2024 · Amount on Record
Deed Sale	Apr 8, 2024 · Amount on Record
Prior Sale	Dec 23, 2005 · Amount on Record
Deed Document Number	202411351
Prior Transfer Date	Mar 16, 2018
Prior Transfer Doc	0000018072
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 8, 2024
Property Address	105 ELM ST, ELGIN, IL 60123-6366
Document Number	0000011351
Instrument Date	Apr 5, 2024
Instrument	2024K011351
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1915 SALEM RD, ELGIN, IL 60123-5062

Mortgage

Document Number	0000011352
Date	Apr 8, 2024
Instrument	2024K011352

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate	7.12%

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Apr 19, 2018
Property Address	105 ELM ST, ELGIN, IL 60123-6366
Document Number	0000018072
Instrument Date	Mar 16, 2018
Instrument	18072
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	207 ELM ST ELGIN IL 601236304, ELGIN, IL 60123-6304

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,003.00 (+25.38%)	$131,128 (+8.57%) Land $22,732 Building $108,396	$393,541 (+8.57%) Land $68,223 Building $325,318
2024		$120,778 (+31.26%) Land $20,938 Building $99,840	$362,479 (+31.31%) Land $62,839 Building $299,640
2022	$7,978.00 (+3.95%)	$92,016 (+6.96%) Land $17,248 Building $74,768	$276,048 (+6.96%) Land $51,744 Building $224,304
2021	$7,675.00	$86,029 Land $16,126 Building $69,903	$258,087 Land $48,378 Building $209,709

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, Verizon.

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