Kane County property record for 164 Elm St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,474 sqft · built 1885 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | Individual Name on File |
| Last Sale | $112,000 (Jun 1997) |
| Tax Bill | $6,035 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-458-013 |
| Primary APN | 06-14-458-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,474 sqft Living Area |
| Gross Area | 2,257 sqft |
| Basement Area | 783 sqft |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Construction Type | Frame |
| Lot Area | 9,801 sqft (0.225 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 164 ELM ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHISHOLMS ADDN LOT 10 BLOCK 3 |
| Legal Subdivision | CHISHOLMS ADDN |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 851600 |
164 Elm St is owned and occupied by an individual who acquired it in December 2001.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 164 ELM ST, ELGIN, IL 60123-6303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 1997 · Amount on File |
| Deed Sale | Jun 9, 1997 · Amount on File |
| Deed Document Number | 199736846 |
| Last Transfer Date | Dec 14, 2001 |
| Transfer Doc | 0000011419 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 164 Elm St was $6,035 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,035.00 Homeowner's exemption | $87,107 (+8.57%) Land $19,743 Building $67,364 | $261,426 (+8.57%) Land $59,253 Building $202,173 |
| 2024 | $80,232 Land $18,185 Building $62,047 | $240,792 Land $54,577 Building $186,215 | |
| 2022 | $5,210.00 (+4.68%) Homeowner's exemption | $66,092 (+6.96%) Land $14,980 Building $51,112 | $198,276 (+6.96%) Land $44,940 Building $153,336 |
| 2021 | $4,977.00 Homeowner's exemption | $61,791 Land $14,005 Building $47,786 | $185,373 Land $42,015 Building $143,358 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 164 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 164 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, Verizon.
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