Kane County property record for 170 Elm St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,661 sqft · built 1900 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Dec 1997) |
| Tax Bill | $6,613 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-458-014 |
| Primary APN | 06-14-458-014 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,661 sqft Living Area |
| Gross Area | 2,374 sqft |
| Basement Area | 713 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,801 sqft (0.225 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 170 ELM ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHISHOLMS ADDN LOT 11 BLOCK 3 |
| Legal Subdivision | CHISHOLMS ADDN |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 851600 |
170 Elm St is owned and occupied by two individuals who bought it in December 1997.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 170 ELM ST, ELGIN, IL 60123-6303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 1997 · Amount on File |
| Deed Sale | Dec 8, 1997 · Amount on File |
| Deed Document Number | 199785056 |
| Prior Transfer Date | Nov 21, 1997 |
| Prior Transfer Doc | 0000085056 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 170 Elm St was $6,613.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,613.00 | $86,686 (+8.57%) Land $19,743 Building $66,943 | $260,162 (+8.57%) Land $59,253 Building $200,909 |
| 2024 | $79,844 Land $18,185 Building $61,659 | $239,628 Land $54,577 Building $185,051 | |
| 2022 | $5,703.00 (+3.96%) | $65,772 (+6.96%) Land $14,980 Building $50,792 | $197,316 (+6.96%) Land $44,940 Building $152,376 |
| 2021 | $5,486.00 | $61,492 Land $14,005 Building $47,487 | $184,476 Land $42,015 Building $142,461 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 170 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 170 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Fox Valley Internet, Verizon.
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