Montgomery County property record for 104 Cushing Ave, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,236 sqft · built 1929 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $129,900 (Apr 2016) |
| Tax Bill | $3,868 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-00203-0092 |
| Primary APN | N64-00203-0092 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,236 sqft Living Area |
| 1st Floor Area | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,040 sqft (0.116 acres) |
| Lot Dimensions | 120 ft deep x 42 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 104 CUSHING AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-2604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 92 E OAKWOOD R & E |
| Legal Subdivision | E OAKWOOD R & C |
| Legal Lot Number | 92 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20800 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104 CUSHING AVE, DAYTON, OH 45429-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Jun 12, 2018 | Quit Claim Deed, Transfer UNION SVGS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2016 · Amount on Record |
| Deed Sale | Apr 27, 2016 · Amount on Record |
| Prior Sale | Dec 20, 2005 · Amount on Record |
| Deed Document Number | 201621345 |
| Last Transfer Date | Jun 1, 2018 |
| Transfer Doc | 0000033840 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 104 CUSHING AVE, DAYTON, OH 45429-2604 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Name | Verified Name |
|---|
| Document Number | 0000069483 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021-00069483 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Sep 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 12, 2018 |
| Property Address | 104 CUSHING AVE, DAYTON, OH 45429-2604 |
| Document Number | 0000033840 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 33840 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2018 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 104 CUSHING AVE KETTERING OH 454292604, KETTERING, OH 45429-2604 |
| Document Number | 33845 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 33845 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $60,220 (-) Land $12,820 Building $47,400 | $172,070 (-) Land $36,630 Building $135,440 | |
| 2024 | $3,868.00 (+2.93%) | ||
| 2023 | $3,758.00 (+14.54%) | $60,220 (+45.11%) Land $12,820 Building $47,400 | $172,070 (+45.12%) Land $36,630 Building $135,440 |
| 2022 | $3,281.00 | $41,500 Land $8,840 Building $32,660 | |
| 2020 | $118,570 Land $25,260 Building $93,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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