113 Clay St, Tom Bean (Whitewright), TX 75491 Property Records

Grayson County property record for 113 Clay St, Tom Bean, TX 75491

Property Summary

Property Type	Single Family Home
Details	1,558 sqft · built 2017
Lot Size	0.183 acres (8,002 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,364 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`N001 6257005`

Property Details

APN / Parcel Number

Primary APN	`N001 6257005`
Alternative APN	`260657`

Interior

Building Area	1,558 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	1,558 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Lot Area	8,002 sqft (0.183 acres)
Lot Dimensions	128 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft
Utility Building	80 sqft

Location & Zoning

Account Number	260657
Street Address	113 CLAY ST
City	TOM BEAN
State	TX
Zip	75491-6141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEE HEIGHTS, BLOCK 2, LOT 1, ACRES .1837
Legal Subdivision	LEE HEIGHTS
Legal Block	2
Legal Lot Number	1
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1015
Census Tract	1802

Owner

113 Clay St is owned and occupied by two individuals who acquired it in March 2018.

Source: Grayson County records, as of October 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	113 CLAY ST, WHITEWRIGHT, TX 75491-6141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 28, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Apr 5, 2018	Grant Deed, Subdivision Related Transfer GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO
Mar 5, 2018	Deed of Trust, Mortgage ENVOY MTG LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2018
Deed Sale	Mar 6, 2018
Deed Document Number	2018-7478
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	113 CLAY ST, TOM BEAN, TX 75491-6141
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011028
Date	Apr 7, 2021
Instrument	2021-00011028

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Oct 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	113 CLAY ST, TOM BEAN, TX 75491-6141
Document Number	0000007132
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 CLAY ST TOM BEAN TX 754916141, TOM BEAN, TX 75491-6141

Mortgage

Document Number	0000007132
Date	Mar 20, 2020
Instrument	7132

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GRAYSON TX
Recording Date	Apr 5, 2018
Property Address	113 CLAY ST, TOM BEAN, TX 75491-6141
Document Number	0000007478
Instrument Date	Mar 6, 2018
Instrument	7478
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 19, 2018
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 CLAY DR TOM BEAN TX 75489, TOM BEAN, TX 75489

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	113 CLAY ST, TOM BEAN, TX 75491-6141
Document Number	0000007479
Instrument Date	Mar 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	GRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 CLAY DR TOM BEAN TX 75489, TOM BEAN, TX 75489

Mortgage

Document Number	0000007479
Date	Apr 5, 2018
Instrument	7479

Lender

Name	ENVOY MTG LP
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2048

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Tom Bean City
Unified School District	Tom Bean Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$302,189 Land $48,572 Building $289,993	$338,565 Land $48,572 Building $289,993
2024	$2,364.00
2023		$361,783 Land $48,128 Building $313,655	$361,783 Land $48,128 Building $313,655
2022	$3,633.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Clay St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOM BEAN serves 799 people · EPA ID TX0910008
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	499 / 285
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Nextlink.

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