106 Clay St, Tom Bean (Whitewright), TX 75491 Property Records

Grayson County property record for 106 Clay St, Tom Bean, TX 75491

Property Summary

Property Type	Single Family Home
Details	1,678 sqft · built 2019
Lot Size	0.173 acres (7,549 sqft)
Owner	Individual Name on File
Tax Bill	$1,332 (2024)
Deeds & Mortgages	Mar 2023 Transfer Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`N001 6257018`

Property Details

APN / Parcel Number

Primary APN	`N001 6257018`
Alternative APN	`260670`

Interior

Building Area	1,678 sqft Living Area
Gross Area	2,103 sqft
1st Floor Area	1,715 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Lot Area	7,549 sqft (0.173 acres)
Lot Dimensions	126 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	388 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	229 sqft

Location & Zoning

Account Number	260670
Street Address	106 CLAY ST
City	TOM BEAN
State	TX
Zip	75491-6148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEE HEIGHTS, BLOCK 3, LOT 4, ACRES .1733
Legal Subdivision	LEE HEIGHTS
Legal Block	3
Legal Lot Number	4
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1014
Census Tract	1802

Owner

106 Clay St is owned and occupied by an individual who acquired it in March 2023.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 241, TOM BEAN, TX 75489-0241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Transfer on Death Deed, Transfer
Sep 10, 2019	Deed of Trust, Mortgage FIRST UNITED BK
May 9, 2019	Deed of Trust, Construction Loan · Construction Mortgage FIRST UNITED BK
May 22, 2018	Warranty Deed, Transfer GRAYSON COUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2023
Deed Sale	Mar 13, 2023
Deed Document Number	2023-6117
Record Updated	Jun 8, 2026

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GRAYSON TX
Recording Date	Mar 13, 2023
Property Address	106 CLAY ST, TOM BEAN, TX 75491
Document Number	0000006117
Map Reference	VOL 18 PG 129
Instrument Date	Mar 13, 2023
Instrument	2023-6117
Transaction Type	Transfer
Record Updated	Apr 27, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 241, TOM BEAN, TX 75489-0241

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 YOWELL HILL RD, TOM BEAN, TX 75491

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	106 CLAY ST, TOM BEAN, TX 75491
Document Number	0000022195
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2013 S POLARIS ST DENISON TX 750204511, DENISON, TX 75020-4511

Mortgage

Document Number	0000022195
Date	Sep 13, 2019
Instrument	22195

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DENISON, TX 75020

Agreement

Amount	Amount on Record

May 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Recording Date	May 9, 2019
Property Address	106 CLAY ST, TOM BEAN, TX 75491
Document Number	0000010693
Instrument Date	May 9, 2019
Instrument	10693
Transaction Type	Construction Loan
Record Updated	Apr 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2013 S POLARIS ST DENISON TX 750204511, DENISON, TX 75020-4511

Mortgage

Document Number	0000010693
Date	May 9, 2019
Instrument	10693

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DENISON, TX 75020

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	May 22, 2018
Property Address	106 CLAY ST, TOM BEAN, TX 75491
Document Number	0000011421
Instrument Date	May 18, 2018
Instrument	11421
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	GRAYSON COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2013 S POLARIS ST DENISON TX 750204511, DENISON, TX 75020-4511

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Tom Bean City
Unified School District	Tom Bean Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$317,030 Land $47,398 Building $269,632	$317,030 Land $47,398 Building $269,632
2024	$1,332.00
2023		$320,290 Land $46,175 Building $274,115	$320,290 Land $46,175 Building $274,115
2022	$1,350.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Clay St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOM BEAN serves 799 people · EPA ID TX0910008
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	499 / 285
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Nextlink.

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