104 Clay St, Tom Bean (Whitewright), TX 75491 Property Records

Grayson County property record for 104 Clay St, Tom Bean, TX 75491

Property Summary

Property TypeSingle Family Home
Details1,644 sqft · built 2019
Lot Size0.173 acres (7,549 sqft)
OwnerIndividual Name on File
Tax Bill$4,481 (2024)
Deeds & MortgagesMay 2020 Mortgage
Sep 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNN001 6257019

Property Details

APN / Parcel Number

Primary APNN001 6257019
Alternative APN
  • 260671

Interior

Building Area1,644 sqft Living Area
Gross Area2,072 sqft
1st Floor Area1,644 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2020
Lot Area7,549 sqft (0.173 acres)
Lot Dimensions126 ft deep x 60 ft wide
Garage TypeAttached
Garage Area428 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area336 sqft

Location & Zoning

Account Number260671
Street Address104 CLAY ST
CityTOM BEAN
StateTX
Zip75491-6148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEE HEIGHTS, BLOCK 3, LOT 5, ACRES .1733
Legal SubdivisionLEE HEIGHTS
Legal Block3
Legal Lot Number5
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1014
Census Tract1802

Owner

Source: Grayson County records · APN N001 6257019

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address104 CLAY ST, TOM BEAN, TX 75491-6148
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2020Vendor's Lien, Subdivision Related Transfer · FHA Mortgage
CITY BANK
Sep 10, 2019Deed of Trust, Mortgage
FIRST UNITED BK
May 09, 2019Deed of Trust, Construction Loan · Construction Mortgage
FIRST UNITED BK
May 22, 2018Warranty Deed, Transfer
GRAYSON COUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 21, 2020
Deed SaleMay 21, 2020
Deed Document Number2020-12171
Record UpdatedJun 08, 2026

May 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateMay 21, 2020
Property Address104 CLAY ST, TOM BEAN, TX 75491-6148
Document Number0000012171
Map ReferenceVOL 18 PG 129
Instrument DateMay 21, 2020
Instrument2020-00012171
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 14, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2013 S POLARIS ST, 2013, DENISON, TX 75020-4511

Transferred To (Grantee/Buyer)

NameVerified Name
Address6600 MCKINNEY RANCH PKWY, MC KINNEY, TX 75070-8265

Mortgage

Document Number0000012172
DateMay 21, 2020
Instrument2020-00012172
Lender
NameCITY BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address104 CLAY ST, TOM BEAN, TX 75491-6148
Document Number0000022195
Instrument DateSep 10, 2019
Transaction TypeMortgage
Record UpdatedSep 25, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2013 S POLARIS ST DENISON TX 750204511, DENISON, TX 75020-4511

Mortgage

Document Number0000022195
DateSep 13, 2019
Instrument22195
Lender
NameFIRST UNITED BK
TypeBank
AddressDENISON, TX 75020
Agreement
AmountAmount Recorded

May 2019: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Recording DateMay 09, 2019
Property Address104 CLAY ST, TOM BEAN, TX 75491-6148
Document Number0000010693
Instrument DateMay 09, 2019
Instrument10693
Transaction TypeConstruction Loan
Record UpdatedApr 14, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2013 S POLARIS ST DENISON TX 750204511, DENISON, TX 75020-4511

Mortgage

Document Number0000010693
DateMay 09, 2019
Instrument10693
Lender
NameFIRST UNITED BK
TypeBank
AddressDENISON, TX 75020
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAYSON TX
Recording DateMay 22, 2018
Property Address104 CLAY ST, TOM BEAN, TX 75491-6148
Document Number0000011421
Instrument DateMay 18, 2018
Instrument11421
Transaction TypeTransfer
Record UpdatedJun 14, 2018
Title CompanyGRAYSON COUNTY TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2013 S POLARIS ST DENISON TX 750204511, DENISON, TX 75020-4511

Tax Assessment & Valuation

Source: Grayson County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityTom Bean City
Unified School DistrictTom Bean Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$313,085 (-0.43%) Land $47,398 Building $265,687$313,085 (-0.43%) Land $47,398 Building $265,687
2024$4,481.00 (+5.66%)
2023$314,425 Land $46,175 Building $268,250$314,425 Land $46,175 Building $268,250
2022$4,241.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 42% of the US · lower than 84% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cable One
Cable
1,000 / 50
Texoma Communications
Fixed Wireless
499 / 285
JAB Wireless
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20

May also be available: AMG Technology Investment Group, Frontier.

Based on FCC filings for 177 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF TOM BEAN
serves 799 people
Water SourceGroundwater
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Clay St

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