112 Clay St, Tom Bean (Whitewright), TX 75491 Property Records

Grayson County property record for 112 Clay St, Tom Bean, TX 75491

Property Summary

Property Type	Single Family Home
Details	1,630 sqft · built 2019
Lot Size	0.173 acres (7,549 sqft)
Owner	Individual Name on Record
Tax Bill	$4,989 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`N001 6257016`

Property Details

APN / Parcel Number

Primary APN	`N001 6257016`
Alternative APN	`260668`

Interior

Building Area	1,630 sqft Living Area
Gross Area	2,056 sqft
1st Floor Area	1,630 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Lot Area	7,549 sqft (0.173 acres)
Lot Dimensions	126 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	268 sqft

Location & Zoning

Account Number	260668
Street Address	112 CLAY ST
City	TOM BEAN
State	TX
Zip	75491-6148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEE HEIGHTS, BLOCK 3, LOT 2, ACRES .1733
Legal Subdivision	LEE HEIGHTS
Legal Block	3
Legal Lot Number	2
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1014
Census Tract	1802

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	112 CLAY ST, TOM BEAN, TX 75491-6148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 10, 2019	Deed of Trust, Mortgage FIRST UNITED BK
May 9, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BK
May 22, 2018	Warranty Deed, Transfer GRAYSON COUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2020
Deed Sale	Apr 21, 2020
Deed Document Number	2020-9578
Record Updated	Jun 8, 2026

April 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Apr 21, 2020
Property Address	112 CLAY ST, TOM BEAN, TX 75491-6148
Document Number	0000009578
Map Reference	VOL 18 PG 129
Instrument Date	Apr 21, 2020
Instrument	2020-00009578
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CLAY ST, TOM BEAN, TX 75491-6148

Mortgage

Document Number	0000009580
Date	Apr 21, 2020
Instrument	2020-00009580

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	112 CLAY ST, TOM BEAN, TX 75491-6148
Document Number	0000022195
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2013 S POLARIS ST DENISON TX 750204511, DENISON, TX 75020-4511

Mortgage

Document Number	0000022195
Date	Sep 13, 2019
Instrument	22195

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DENISON, TX 75020

Agreement

Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	112 CLAY ST, TOM BEAN, TX 75491-6148
Document Number	0000010693
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2013 S POLARIS ST DENISON TX 750204511, DENISON, TX 75020-4511

Mortgage

Document Number	0000010693
Date	May 9, 2019
Instrument	10693

Lender

Name	FIRST UNITED BK
Type	Bank
Address	DENISON, TX 75020

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	May 22, 2018
Property Address	112 CLAY ST, TOM BEAN, TX 75491-6148
Document Number	0000011421
Instrument Date	May 18, 2018
Instrument	11421
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	GRAYSON COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2013 S POLARIS ST DENISON TX 750204511, DENISON, TX 75020-4511

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Tom Bean City
Unified School District	Tom Bean Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$317,226 (+1.47%) Land $47,398 Building $269,828	$317,226 (+1.47%) Land $47,398 Building $269,828
2024	$4,989.00 (-5.74%)
2023		$312,633 Land $46,175 Building $266,458	$312,633 Land $46,175 Building $266,458
2022	$5,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOM BEAN serves 799 people · EPA ID TX0910008
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
TekWav Fixed Wireless	499 / 285
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Nextlink.

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