69 Cawthon Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 69 Cawthon Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,116 sqft · built 1982
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on Record
Last Sale	$147,000 (Dec 2019)
Tax Bill	$2,008 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`021B 110`

Property Details

APN / Parcel Number

Primary APN	`021B 110`
Alternative APN	`507250`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,116 sqft Heated Area
Basement Area	1,058 sqft
Finished Basement	1,058 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	16,553 sqft (0.38 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Porch
Porch Area	300 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Lean-To	120 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	507250
Old Parcel Number	021B 110
Street Address	69 CAWTHON RD
City	TOCCOA
State	GA
Zip	30577-7281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 13 MERRITTS S/D
Legal Subdivision	MERRITTS
Legal Lot Number	13
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	2
Census Block	2033
Census Tract	970401

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	69 CAWTHON RD, TOCCOA, GA 30577-7281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Grant Deed, Transfer HOMESTAR FIN'L
Feb 26, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2019 · Amount on Record
Deed Sale	Dec 24, 2019 · Amount on Record
Prior Sale	Feb 23, 2018 · Amount on Record
Deed Document Number	2019-001502
Deed Book / Page	1197 / 483
Last Transfer Date	Dec 26, 2019
Transfer Doc	0011970483
Record Updated	Jun 8, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 26, 2019
Property Address	69 CAWTHON RD, TOCCOA, GA 30577-7281
Document Number	0011970483
Book / Page	001197 / 000483
Instrument Date	Dec 23, 2019
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 CAWTHON RD TOCCOA GA 305777281, TOCCOA, GA 30577-7281

Mortgage

Document Number	11970485
Date	Dec 26, 2019
Book Page	001197/000485

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Feb 26, 2018
Property Address	69 CAWTHON RD, TOCCOA, GA 30577-7281
Document Number	0011430168
Book / Page	001143 / 000168
Instrument Date	Feb 23, 2018
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$128.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 CAWTHON RD

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,008.00 (+26.53%) Homeowner's exemption	$91,153 (+64.74%) Land $3,130 Building $88,023	$227,883 (+64.74%) Land $7,825 Building $220,058
2023	$1,587.00 (+2.12%) Homeowner's exemption	$55,331 (+5.99%) Land $3,130 Building $52,201	$138,327 (+5.99%) Land $7,825 Building $130,502
2022	$1,554.00 Homeowner's exemption	$52,204 Land $3,130 Building $49,074	$130,509 Land $7,825 Building $122,684

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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