FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$66,963.00
Amount Accuracy
Calculated from Transfer Tax
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
113 BLACK RIVER DR, SUMMERVILLE, SC 29485-8990
Mortgage
Document Number
0000007430,
Date
Apr 2, 2026
Instrument
20267430
Lender
Name
NEW AMERICAN FUNDING
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 1, 2056
Interest
Max Rate
-1%
Mortgage
Document Number
0000007431,
Date
Apr 2, 2026
Book Page
16502/337
Instrument
20267431
Lender
Name
NEW AMERICAN FUNDING
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
180 Months
Due
Mar 31, 2041
Interest
Max Rate
-1%
April 2026: Deed, Transfer
Document Type
Deed
Jurisdiction
DORCHESTER SC
Recording Date
Apr 2, 2026
Property Address
113 BLACK RIVER DR, SUMMERVILLE, SC 29485-8990
Document Number
0000007429
Book / Page
16502 / 315
Instrument Date
Mar 12, 2026
Instrument
20267429
Transaction Type
Transfer
Record Updated
Apr 13, 2026
Title Company
FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$66,963.00
Amount Accuracy
Calculated from Transfer Tax
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
113 BLACK RIVER DR, SUMMERVILLE, SC 29485-8990
Mortgage
Document Number
0000007430,
Date
Apr 2, 2026
Instrument
20267430
Lender
Name
NEW AMERICAN FUNDING
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Apr 1, 2056
Interest
Rate
6.01%
Max Rate
-1%
Mortgage
Document Number
0000007431,
Date
Apr 2, 2026
Book Page
16502/337
Instrument
20267431
Lender
Name
NEW AMERICAN FUNDING
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
15 Months
Due
Mar 31, 2041
Interest
Rate
6.01%
Max Rate
-1%
January 2026: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
DORCHESTER SC
Recording Date
Jan 20, 2026
Property Address
113 BLACK RIVER DR, SUMMERVILLE, SC 29485-8990
Document Number
0163580059
Book / Page
16358 / 59
Map Reference
MB L PG 93
Instrument Date
Jan 20, 2026
Instrument
2026001328
Transaction Type
Transfer
Record Updated
Feb 3, 2026
Transaction
Tax
$0.00
Amount Accuracy
No Consideration Stated
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
113 BLACK RIVER DR, SUMMERVILLE, SC 29485-8990
Tax Assessment & Valuation
The 2025 property tax bill for 113 Black River Dr was $4,470, up 1.8% from the year before.
Source: Dorchester County assessment roll, as of October 31, 2025
Property Jurisdictions
Type
Name
State
South Carolina
County
Dorchester County
Municipality
Summerville Town
Unified School District
Dorchester School District 2 (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$4,470.00 (+1.78%)
$16,507Land $4,500Building $12,007
$275,116Land $75,000Building $200,116
2024
$4,392.00 (+11.08%)
2023
$3,954.00 (+1.28%)
$9,304 (+5.49%)Land $1,800Building $7,504
$155,067 (+5.44%)Land $30,000Building $125,067
2022
$3,904.00
$8,820Land $690Building $8,130
$147,071Land $11,500Building $135,571
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 113 Black River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 36 policies
Community Rating System
Class 8 (10% premium discount)
Nearby Flood Policies
36 in force
Nearby Flood Claims
5 (1989–2024)
Claims Outside the SFHA
2 of 5
Most Recent Claim
Oct 2024 · Hurricane Helene
Claims by Event
Severe Storms And Flooding, Oct 2015 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 113 Black River Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood
0.02% annual chance
Exposure
Indirect within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source
Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection
Nov 2022
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
AT&T Fiber
5,000 / 5,000
Spectrum Cable
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
T-Mobile Fixed Wireless
100 / 20
May also be available: WOW Internet, Cable & Phone.