Dorchester County property record for 115 Black River Dr, Summerville, SC 29485
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,636 sqft · built 2008 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Aug 2025) |
| Tax Bill | $1,270 (2025) |
| Deeds & Mortgages | May 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-13-13-029 |
| Primary APN | 146-13-13-029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,636 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.089 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Coal |
| Account Number | R0033184 |
|---|---|
| Old Parcel Number | 1461313029 |
| Street Address | 115 BLACK RIVER DR |
| City | SUMMERVILLE |
| State | SC |
| Zip | 29485-8990 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD_SV |
| Legal Description | LOT T-190 SUBD: LAKES OF SUMMERVILLE PH I-D |
| Legal Subdivision | LAKES OF SUMMERVILLE |
| Legal Phase | I-D |
| Legal Lot Number | T-190 |
| Jurisdiction | DORCHESTER SC |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 10809 |
115 Black River Dr, a townhouse, is owned and occupied by an individual who bought it in August 2025.
Source: Dorchester County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 115 BLACK RIVER DR, SUMMERVILLE, SC 29485-8990 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2025 · Amount on File |
| Deed Sale | Aug 14, 2025 · Amount on File |
| Prior Sale | Aug 9, 2010 · Amount on File |
| Deed Document Number | 0016054307 |
| Deed Book / Page | 16054 / 307 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 115 BLACK RIVER DR, SUMMERVILLE, SC 29485-8990 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 115 BLACK RIVER DR, SUMMERVILLE, SC 29485-8990 |
| Document Number | 0152810286 |
|---|---|
| Date | May 8, 2024 |
| Book Page | 15281/286 |
| Instrument | 2024009146 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
The 2025 property tax bill for 115 Black River Dr was $1,270.
Source: Dorchester County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Dorchester County |
| Municipality | Summerville Town |
| Unified School District | Dorchester School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,270.00 | $10,741 Land $3,000 Building $7,741 | $268,534 Land $75,000 Building $193,534 |
| 2024 | $1,270.00 (-17.64%) | ||
| 2023 | $1,542.00 (+2.87%) | $6,041 (+9.64%) Land $1,200 Building $4,841 | $151,024 (+9.63%) Land $30,000 Building $121,024 |
| 2022 | $1,499.00 | $5,510 Land $460 Building $5,050 | $137,759 Land $11,500 Building $126,259 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 Black River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 5 (1989–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 Black River Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003 |
|---|---|
| Water Source | Purchased surface water from LAKE MOULTRIE REGIONAL WS |
| Last State Inspection | Nov 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: WOW Internet, Cable & Phone.
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