108 Black River Dr, Summerville, SC 29485 Property Records

Charleston County property record for 108 Black River Dr, Summerville, SC 29485

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,433 sqft · built 2006
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$156,500 (Nov 2018)
Tax Bill	$1,867 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2020 Mortgage + 3 more
APN	`146-13-10-074`

Property Details

APN / Parcel Number

Primary APN	`146-13-10-074`
Alternative APN	`R0033146`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,433 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0033146
Street Address	108 BLACK RIVER DR
City	SUMMERVILLE
State	SC
Zip	29485-8989
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD_SV
Legal Description	LOT T-72 SUBD: LAKES OF SUMMERVILLE PH I-D
Legal Subdivision	LAKES OF SUMMERVILLE
Legal Phase	I-D
Legal Lot Number	T-72
Jurisdiction	DORCHESTER SC
Township / Civil Division	NORTH CHARLESTON
Census Block Group	2
Census Block	2022
Census Tract	10809

Owner

108 Black River Dr, a townhouse, is owned and occupied by two individuals who bought it in November 2018.

Source: Charleston County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	108 BLACK RIVER DR, SUMMERVILLE, SC 29485-8989
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SAVINGS BANK
Oct 22, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC
Oct 18, 2019	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BK
Nov 19, 2018	Grant Deed, Transfer PENNYMAC
May 10, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2018 · Amount on File
Deed Sale	Nov 19, 2018 · Amount on File
Prior Sale	May 10, 2018 · Amount on File
Deed Document Number	201828670
Deed Book / Page	11636 / 127
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	108 BLACK RIVER DR, SUMMERVILLE, SC 29485-8989
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146380045
Date	Mar 21, 2023
Book Page	14638/45
Instrument	2023005185

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	108 BLAKE DR, SUMMERVILLE, SC 29485-3410
Document Number	3014/0207
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 BLACK RIVER DR SUMMERVILLE SC 294858989, SUMMERVILLE, SC 29485-8989

Mortgage

Document Number	3014/0207
Date	Dec 29, 2020
Book Page	013014/000207
Instrument	35708

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	108 BLAKE DR, SUMMERVILLE, SC 29485-3410
Document Number	2145/0270
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 13, 2019
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 BLACK RIVER DR SUMMERVILLE SC 294858989, SUMMERVILLE, SC 29485-8989

Mortgage

Document Number	2145/0270
Date	Oct 25, 2019
Book Page	012145/000270
Instrument	27025

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Nov 19, 2018
Property Address	108 BLAKE DR, SUMMERVILLE, SC 29485-3410
Document Number	1636/0127
Book / Page	011636 / 000127
Instrument Date	Nov 15, 2018
Instrument	28670
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$156.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	108 BLACK RIVER DR SUMMERVILLE SC 294858989, SUMMERVILLE, SC 29485-8989

Mortgage

Document Number	1636/0131
Date	Nov 19, 2018
Book Page	011636/000131
Instrument	28671

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2048

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DORCHESTER SC
Recording Date	May 10, 2018
Property Address	108 BLAKE DR, SUMMERVILLE, SC 29485-3410
Document Number	1347/0321
Book / Page	011347 / 000321
Instrument Date	May 7, 2018
Instrument	11279
Transaction Type	Foreclosure
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1328 LEXINGTON DR MOUNT PLEASANT SC 294668515, MOUNT PLEASANT, SC 29466-8515

Tax Assessment & Valuation

The 2025 property tax bill for 108 Black River Dr was $1,867.

Source: Charleston County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Summerville Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,867.00	$9,297 Land $3,000 Building $6,297	$232,421 Land $75,000 Building $157,421
2024	$1,867.00 (+9.89%)
2023	$1,699.00 (+2.66%)	$6,244 (+0.06%) Land $1,200 Building $5,044	$156,104 (-) Land $30,000 Building $126,104
2022	$1,655.00	$6,240 Land $1,200 Building $5,040	$156,104 Land $30,000 Building $126,104

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 108 Black River Dr; there have been 5 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	5 (1989–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Helene
Claims by Event	Severe Storms And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Black River Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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