1129 Lord Rd, Commerce, GA 30530 Property Records

Banks County property record for 1129 Lord Rd, Commerce, GA 30530

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 2,323 sqft · built 1873
Lot Size	41.6 acres (1,814,274 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Mar 2026)
Tax Bill	$4,254 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B67 021`

Property Details

APN / Parcel Number

Primary APN	`B67 021`
Alternative APN	`2595`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,323 sqft Heated Area
1st Floor Area	1,555 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1974
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Tin
Lot Area	1,814,274 sqft (41.6 acres)

Exterior Amenities

Porch	Patio
Porch Area	579 sqft
Shed	1 Shed
Shed Area	120 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2595
Street Address	1129 LORD RD
City	COMMERCE
State	GA
Zip	30530-6965
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	ARR
Legal Description	GMD 207 1995 PB16-109
Legal Subdivision	00100-LOWER END 6500
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1011
Census Tract	970400

Owner

Source: Banks County records · APN B67 021

Assessment roll updated November 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	979 LORD RD, COMMERCE, GA 30530-6964
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage
Apr 06, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage AGGEORGIA FARM CREDIT ACA
Apr 06, 2026	Warranty Deed, Transfer
Mar 13, 2026	Warranty Deed, Transfer · Conventional Mortgage DOUTHSTATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Deed Book / Page	596 / 240
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Apr 03, 2026
Property Address	1129 LORD RD, COMMERCE, GA 30530-6965
Document Number	0597000641
Book / Page	597 / 641
Instrument Date	Apr 03, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1146 LORD RD, COMMERCE, GA 30530-6958

Mortgage

Document Number	0597000646,
Date	Apr 03, 2026
Book Page	597/646

Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Apr 01, 2028

Interest

Rate	6%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Apr 06, 2026
Property Address	1129 LORD RD, COMMERCE, GA 30530-6965
Document Number	0597000393
Book / Page	597 / 393
Instrument Date	Mar 31, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 SHYREWOOD DR, LAWRENCEVILLE, GA 30043-6452

Mortgage

Document Number	0597000383,
Date	Apr 06, 2026
Book Page	597/383

Lender

Name	AGGEORGIA FARM CREDIT ACA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2046

Interest

Rate	6%
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Apr 06, 2026
Property Address	1129 LORD RD, COMMERCE, GA 30530-6965
Document Number	0597000382
Book / Page	597 / 382
Instrument Date	Mar 31, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 SHYREWOOD DR, LAWRENCEVILLE, GA 30043-6452

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 13, 2026
Property Address	1129 LORD RD, COMMERCE, GA 30530-6965
Document Number	000596/240
Book / Page	596 / 240
Instrument Date	Mar 05, 2026
Transaction Type	Transfer
Record Updated	Apr 06, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 LORD RD, COMMERCE, GA 30530-6964

Mortgage

Document Number	0000595879
Date	Mar 13, 2026
Instrument	595/879

Lender

Name	DOUTHSTATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jan 01, 2041

Tax Assessment & Valuation

Source: Banks County records · Assessment roll updated November 14, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,254.00 (+3.5%)	$222,842 (+6.82%) Land $134,314 Building $88,528	$557,105 (+6.82%) Land $335,784 Building $221,321
2024	$4,110.00 (+28.52%)	$208,610 (+32.74%) Land $124,653 Building $83,957	$521,525 (+32.74%) Land $311,633 Building $209,892
2023	$3,198.00 (+1.04%)	$157,152 (+4.31%) Land $100,678 Building $56,474	$392,881 (+4.31%) Land $251,696 Building $141,185
2022	$3,165.00	$150,654 Land $102,301 Building $48,353	$376,636 Land $255,753 Building $120,883

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 17, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Uniti Group DSL	25 / 3

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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