Banks County property record for 1148 Lord Rd, Commerce, GA 30530
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,131 sqft · built 2005 |
| Lot Size | 4.09 acres (178,160 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,615 (2025) |
| Deeds & Mortgages | Oct 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | B67 053C |
| Primary APN | B67 053C |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,131 sqft Heated Area |
| 1st Floor Area | 2,131 sqft |
| Basement Area | 1,666 sqft |
| Unfinished Basement | 1,666 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 178,160 sqft (4.09 acres) |
| Garage Area | 550 sqft |
| Porch | Slab |
| Porch Area | 870 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 11017 |
|---|---|
| Street Address | 1148 LORD RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-6958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | ARR |
| Legal Description | TR 2 PB E-125 |
| Legal Tract | 2 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 970400 |
1148 Lord Rd, a rural home, is owned and occupied by an individual who acquired it in October 2025.
Source: Banks County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1148 LORD RD, COMMERCE, GA 30530-6958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2025 |
| Deed Sale | Oct 17, 2025 |
| Deed Book / Page | 587 / 772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BANKS GA |
| Recording Date | Oct 17, 2025 |
| Property Address | 1148 LORD RD, COMMERCE, GA 30530-6958 |
| Document Number | 000587/772 |
| Book / Page | 587 / 772 |
| Instrument Date | Oct 3, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1148 LORD RD, COMMERCE, GA 30530-6958 |
The 2025 property tax bill for 1148 Lord Rd was $3,615 with exemptions applied, down 3.1% from the year before.
Source: Banks County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,615.00 (-3.11%) Homeowner's exemption Senior Citizen's exemption | $218,420 (+4.33%) Land $34,780 Building $183,640 | $546,052 (+4.33%) Land $86,951 Building $459,101 |
| 2024 | $3,731.00 (+22.57%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $209,358 (+11.62%) Land $31,618 Building $177,740 | $523,396 (+11.62%) Land $79,046 Building $444,350 |
| 2023 | $3,044.00 (+2.98%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $187,569 (+16.72%) Land $28,571 Building $158,998 | $468,923 (+16.72%) Land $71,428 Building $397,495 |
| 2022 | $2,956.00 Homeowner's exemption Senior Citizen's exemption | $160,703 Land $20,879 Building $139,824 | $401,757 Land $52,198 Building $349,559 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1148 Lord Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1148 Lord Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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