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11284 Berning Ter, Oxford, FL 34484 Property Records

Sumter County property record for 11284 Berning Ter, Oxford, FL 34484

Property Summary

Property TypeSingle Family Home
Details2,045 sqft · built 2019
Lot Size0.204 acres (8,870 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Oct 2021)
Tax Bill$4,693 (2025)
Deeds & MortgagesAug 2022 Transfer
Oct 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN181823D18C315

Property Details

APN / Parcel Number

Primary APN181823D18C315
Alternative APNs
  • D18C315
  • 1075474

Interior

Building Area2,045 sqft Living Area
Gross Area2,945 sqft
1st Floor Area2,045 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialWood
Construction TypeSteel Frame
Lot Area8,870 sqft (0.204 acres)
Garage TypeAttached
Garage Area630 sqft
Parking Spaces1 Parking Space
PorchScreened Porch
Porch Area322 sqft

Location & Zoning

Street Address11284 BERNING TER
CityOXFORD
StateFL
Zip34484-3555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 315 OXFORD OAKS PHASE TWO PB 16 PGS 17-17D
Legal Range23E
Legal Township18S
Legal Section18
Legal SubdivisionOXFORD OAKS PHASE TWO
Legal Lot Number315
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group2
Census Block2038
Census Tract910100

Owner

Source: Sumter County records · APN 181823D18C315

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11284 BERNING TER, OXFORD, FL 34484-3555
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2022Intrafamily Transfer, Transfer
Oct 27, 2021Warranty Deed, Transfer
FREEDOM SETTLEMENT COMPANY LLC, FREEDOM T&E CO LLC
Aug 19, 2019Warranty Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 27, 2021 · Amount on Record
Deed SaleOct 27, 2021 · Amount on Record
Prior SaleAug 19, 2019 · Amount on Record
Deed Document Number202158912
Deed Book / Page4129 / 269
Last Transfer DateMay 06, 2024
Transfer Doc0046810127
Record UpdatedSep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUMTER FL
Recording DateAug 02, 2022
Property Address11284 BERNING TER, OXFORD, FL 34484-3555
Document Number0043180670
Book / Page4318 / 670
Map ReferenceMB 16 PG 17&17A-17D
Instrument DateAug 01, 2022
Instrument202260038346
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address11284 BERNING TER, 11284, OXFORD, FL 34484-3555

Transferred To (Grantee/Buyer)

NameVerified Name
Address6340 SPRINGSIDE CT, FAIRFIELD TOWNSHIP, OH 45011-7539

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateOct 27, 2021
Property Address11284 BERNING TER, OXFORD, FL 34484-3555
Document Number0041290269
Book / Page4129 / 269
Map ReferenceMB 16 PG 17&17A-17D
Instrument DateOct 15, 2021
Instrument202160058912
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyFREEDOM SETTLEMENT COMPANY LLC, FREEDOM T&E CO LLC

Transaction

AmountAmount Recorded
Tax$2,415.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15518 LAKE BURNETT SHORE CT, 15518, WINTER GARDEN, FL 34787-9212

Transferred To (Grantee/Buyer)

NameVerified Name
Address11284 BERNING TER, OXFORD, FL 34484-3555

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMTER FL
Recording DateAug 19, 2019
Property Address11284 BERNING TER, OXFORD, FL 34484-3555
Document Number0036140495
Book / Page003614 / 000495
Instrument DateAug 02, 2019
Instrument60032422
Transaction TypeTransfer
Record UpdatedSep 02, 2019
Title CompanyPENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,895.54
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11284 BERNING TER OXFORD FL 344843555, OXFORD, FL 34484-3555

Mortgage

Document Number36140496
DateAug 19, 2019
Book Page003614/000496
Instrument60032423
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 18, 2049

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
MunicipalityWildwood City
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,693.00 (-5.8%)$358,780 (+15.55%) Land $19,960 Building $338,820$358,780 (+15.55%) Land $19,960 Building $338,820
2024$4,982.00 (+17.89%)
2023$4,226.00 (+51.09%)$310,510 (+28.85%) Land $19,960 Building $290,550$310,510 (+28.85%) Land $19,960 Building $290,550
2022$2,797.00 Homeowner's exemption$240,980 Land $15,000 Building $225,980$240,980 Land $15,000 Building $225,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force

Wildfire

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		2,000 / 1,000
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 149 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWILDWOOD, CITY OF (7 WPS)
serves 25,941 people
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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