1128 Merganser Way, Waco, TX 76706 Property Records

McLennan County property record for 1128 Merganser Way, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 2017
Lot Size	0.135 acres (5,862 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,500 (Aug 2021)
Tax Bill	$5,976 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2018 Loan Modification + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-026659-000215-0`

Property Details

APN / Parcel Number

Primary APN	`48-026659-000215-0`
Alternative APN	`323843`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
Gross Area	2,124 sqft
1st Floor Area	1,724 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	5,862 sqft (0.135 acres)
Lot Dimensions	98 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1128 MERGANSER WAY
City	WACO
State	TX
Zip	76706-4194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKES AT UNIVERSITY PARKS LOT 15 BLOCK 2 ACRES .1346
Legal Subdivision	LAKES AT UNIVERSITY PARKS
Legal Block	2
Legal Lot Number	15
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1013
Census Tract	1900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3348 CALLE BOLIVIA, BROWNSVILLE, TX 78526-1250
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Vendor's Lien, Transfer · VA Mortgage USAA FSB
Jun 15, 2018	Loan Modification, Mortgage ALLIANCE BK CTRL TX
May 16, 2018	Vendor's Lien, Transfer ALLIANCE BANK CENTRAL TEXAS
Oct 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Oct 4, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	May 16, 2018 · Amount on Record
Deed Document Number	202130697
Prior Transfer Date	Apr 11, 2018
Prior Transfer Doc	0000016091
Record Updated	Oct 29, 2026

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Aug 3, 2021
Property Address	1128 MERGANSER WAY, WACO, TX 76706-4194
Document Number	0000030697
Map Reference	DOC 2003047915
Instrument Date	Jul 30, 2021
Instrument	2021030697
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2009 SPARROW CIR, 2009, FRIENDSWOOD, TX 77546-5680

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 MERGANSER WAY, WACO, TX 76706-4194

Mortgage

Document Number	0000030698
Date	Aug 3, 2021
Instrument	2021030698

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1128 MERGANSER WAY, WACO, TX 76706-4194
Document Number	0000020179
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1128 MERGANSER WAY WACO TX 76706, WACO, TX 76706

Mortgage

Document Number	0000020179
Date	Jun 19, 2018
Instrument	20179

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 18, 2023

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 16, 2018
Property Address	1128 MERGANSER WAY, WACO, TX 76706-4194
Document Number	0000016091
Map Reference	FILE2003047915
Instrument Date	Apr 11, 2018
Instrument	2018016091
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 MERGANSER WAY, ROBINSON, TX 76706-4194

Mortgage

Document Number	0000016092
Date	May 16, 2018
Instrument	2018016092

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 7, 2019

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 10, 2017
Property Address	1128 MERGANSER WAY, WACO, TX 76706-4194
Document Number	0000033634
Instrument Date	Oct 4, 2017
Instrument	33634
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962
Investor	Possibly a Property Investor

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 4, 2017
Property Address	1128 MERGANSER WAY, WACO, TX 76706-4194
Document Number	0000032996
Instrument Date	Jun 26, 2017
Instrument	32996
Transaction Type	Transfer
Record Updated	Nov 1, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1364 HERR RD FAIRBORN OH 453248703, FAIRBORN, OH 45324-8703

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,000 (-8.21%) Land $48,479 Building $195,521	$244,000 (-8.21%) Land $48,479 Building $195,521
2025	$5,976.00 (-12.85%)	$265,811 (-17.88%) Land $44,020 Building $221,791	$265,811 (-17.88%) Land $44,020 Building $221,791
2024	$6,857.00 (-5.51%)
2023		$323,700 Land $44,020 Building $279,680	$323,700 Land $44,020 Building $279,680
2022	$7,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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