1127 Merganser Way, Waco, TX 76706 Property Records

McLennan County property record for 1127 Merganser Way, Waco, TX 76706

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,546 sqft · built 2019
Lot Size0.128 acres (5,570 sqft)
OwnerIndividual Name on File
Last Sale$219,117 (May 2025)
Tax Bill$6,370 (2025)
Deeds & MortgagesMay 2025 Mortgage
May 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN48-026659-000401-0

Property Details

APN / Parcel Number

Primary APN48-026659-000401-0
Alternative APN
  • 323862

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,546 sqft Living Area
Gross Area1,907 sqft
1st Floor Area1,546 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area5,570 sqft (0.128 acres)
Lot Dimensions75 ft deep x 74 ft wide
Garage TypeAttached
Garage Area361 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area183 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1127 MERGANSER WAY
CityWACO
StateTX
Zip76706-4197
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionLAKES AT UNIVERSITY PARKS LOT 1 BLOCK 4 ACRES .1279
Legal SubdivisionLAKES AT UNIVERSITY PARKS
Legal Block4
Legal Lot Number1
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1017
Census Tract1900

Owner

1127 Merganser Way is owned and occupied by an individual who bought it in May 2025.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1127 MERGANSER WAY, WACO, TX 76706-4197
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
May 8, 2025Vendor's Lien, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 30, 2023Vendor's Lien, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 31, 2021Deed of Trust, Mortgage · Conventional Mortgage
SENTE MORTGAGE INC
Jun 24, 2021Warranty Deed, Transfer
Jun 26, 2019Vendor's Lien, Transfer · FHA Mortgage
SENTE MORTGAGE INC
Oct 19, 2018Warranty Deed, Transfer
CITY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 8, 2025 · Amount on File
Deed SaleMay 8, 2025 · Amount on File
Prior SaleMay 30, 2023 · Amount on File
Deed Document Number202513771
Prior Transfer DateMay 23, 2019
Prior Transfer Doc0000020984
Record UpdatedOct 29, 2026

May 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateMay 8, 2025
Property Address1127 MERGANSER WAY, WACO, TX 76706-4197
Document Number0000013771
Map ReferenceFILE 2003047915
Instrument DateMay 6, 2025
Instrument2025013771
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyFIRST TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8922 LIVE OAK GROVE LN, HOUSTON, TX 77080-4506

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 MERGANSER WAY, WACO, TX 76706-4197

Mortgage

Document Number0000013772
DateMay 8, 2025
Instrument2025013772
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2055

May 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateMay 30, 2023
Property Address1127 MERGANSER WAY, WACO, TX 76706-4197
Document Number0000015970
Map ReferenceDOC 2003047915
Instrument DateMay 26, 2023
Instrument2023015970
Transaction TypeTransfer
Record UpdatedJun 15, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1127 MERGANSER WAY, WACO, TX 76706-4197

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 MERGANSER WAY, WACO, TX 76706-4197

Mortgage

Document Number0000015971
DateMay 30, 2023
Instrument2023015971
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address1127 MERGANSER WAY, WACO, TX 76706-4197
Transaction TypeMortgage
Record UpdatedJul 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011648
DateMar 31, 2021
Instrument2021011648
Lender
NameSENTE MORTGAGE INC
TypeMortgage Company
AddressAUSTIN, TX 78746
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateJun 24, 2021
Property Address1127 MERGANSER WAY, WACO, TX 76706-4197
Document Number0000024707
Map ReferenceDOC 2003047915
Instrument DateJun 22, 2021
Instrument2021024707
Transaction TypeTransfer
Record UpdatedJul 9, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10105 BRAIDED BRIAR LN, 10105, WOODWAY, TX 76712-2210

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 MERGANSER WAY, WACO, TX 76706-4197

June 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJun 26, 2019
Property Address1127 MERGANSER WAY, WACO, TX 76706-4197
Document Number0000020984
Map ReferenceFILE 2003047915
Instrument DateMay 23, 2019
Instrument2019020984
Transaction TypeTransfer
Record UpdatedJul 9, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 MECGANSER WAY, DENHAM SPRINGS, LA 70706

Mortgage

Document Number0000020985
DateJun 26, 2019
Instrument2019020985
Lender
NameSENTE MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateOct 19, 2018
Property Address1127 MERGANSER WAY, WACO, TX 76706-4197
Document Number0000036997
Instrument DateOct 10, 2018
Instrument36997
Transaction TypeTransfer
Record UpdatedApr 9, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962
InvestorPossibly a Property Investor

Mortgage

Document Number36998
DateOct 19, 2018
Instrument36998
Lender
NameCITY BK
TypeBank
AddressCOLLEGE STATION, TX 77840
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1127 Merganser Way was $6,370, down 17.5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$279,000 (-1.54%) Land $46,790 Building $232,210$279,000 (-1.54%) Land $46,790 Building $232,210
2025$6,370.00 (-17.51%)$283,350 Land $42,500 Building $240,850$283,350 Land $42,500 Building $240,850
2024$7,722.00
2023$305,900 Land $42,500 Building $263,400$305,900 Land $42,500 Building $263,400
2022$5,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1127 Merganser Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 39 individual policies
Nearby Flood Policies41 units insured
incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1127 Merganser Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T.

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