1124 Merganser Way, Waco, TX 76706 Property Records

McLennan County property record for 1124 Merganser Way, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,654 sqft · built 2017
Lot Size	0.137 acres (5,994 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,108 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`480266590002130`

Property Details

APN / Parcel Number

Primary APN	`480266590002130`
Alternative APN	`323841`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
Gross Area	2,054 sqft
1st Floor Area	1,654 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,994 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Patio Area	120 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	323841
Street Address	1124 MERGANSER WAY
City	WACO
State	TX
Zip	76706-4194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKES AT UNIVERSITY PARKS LOT 13 BLOCK 2 ACRES .1376
Legal Subdivision	LAKES AT UNIVERSITY PARKS
Legal Block	2
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1013
Census Tract	1900

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1124 MERGANSER WAY, WACO, TX 76706-4194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage BBVA USA
Jul 18, 2018	Warranty Deed, Transfer WALLICK & VOLK
Oct 12, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Oct 4, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018
Deed Sale	Jul 18, 2018
Prior Sale	Oct 12, 2017
Deed Document Number	2018024851
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1124 MERGANSER WAY, WACO, TX 76706-4194
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034839
Date	Oct 17, 2019
Instrument	2019034839

Lender

Name	BBVA USA
Type	Bank
Address	WACO, TX 76701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 18, 2018
Property Address	1124 MERGANSER WAY, WACO, TX 76706-4194
Document Number	0000024851
Instrument Date	Jul 11, 2018
Instrument	24851
Transaction Type	Transfer
Record Updated	Aug 6, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1124 MERGANSER WAY WACO TX 76706, WACO, TX 76706

Mortgage

Document Number	24852
Date	Jul 18, 2018
Instrument	24852

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 17, 2033

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 12, 2017
Property Address	1124 MERGANSER WAY, WACO, TX 76706-4194
Document Number	0000033938
Instrument Date	Oct 5, 2017
Instrument	33938
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962
Investor	Possibly a Property Investor

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 4, 2017
Property Address	1124 MERGANSER WAY, WACO, TX 76706-4194
Document Number	0000032996
Instrument Date	Jun 26, 2017
Instrument	32996
Transaction Type	Transfer
Record Updated	Nov 1, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1364 HERR RD FAIRBORN OH 453248703, FAIRBORN, OH 45324-8703

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$256,071 (-18.99%) Land $44,710 Building $211,361	$256,071 (-18.99%) Land $44,710 Building $211,361
2024	$4,108.00 (+12.86%)
2023		$316,100 Land $44,710 Building $271,390	$316,100 Land $44,710 Building $271,390
2022	$3,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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