1201 Merganser Way, Waco, TX 76706 Property Records

McLennan County property record for 1201 Merganser Way, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,447 sqft · built 2017
Lot Size	0.128 acres (5,570 sqft)
Owner	Individual Name on File
Last Sale	$159,200 (Mar 2018)
Tax Bill	$3,900 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-026659-000301-0`

Property Details

APN / Parcel Number

Primary APN	`48-026659-000301-0`
Alternative APN	`323854`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,447 sqft Living Area
Gross Area	1,827 sqft
1st Floor Area	1,447 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	5,570 sqft (0.128 acres)
Lot Dimensions	75 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	380 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	44 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1201 MERGANSER WAY
City	WACO
State	TX
Zip	76706-4195
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKES AT UNIVERSITY PARKS LOT 1 BLOCK 3 ACRES .1279
Legal Subdivision	LAKES AT UNIVERSITY PARKS
Legal Block	3
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1014
Census Tract	1900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1201 MERGANSER WAY, WACO, TX 76706-4195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 25, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Mar 22, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jun 27, 2017	Warranty Deed, Transfer
Jun 15, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2018 · Amount on File
Deed Sale	Mar 22, 2018 · Amount on File
Prior Sale	Jun 15, 2017
Deed Document Number	20189064
Prior Transfer Date	Feb 21, 2018
Prior Transfer Doc	0000009064
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1201 MERGANSER WAY, WACO, TX 76706-4195
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037795
Date	Oct 22, 2020
Instrument	2020037795

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	316 Months
Due	Feb 1, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1201 MERGANSER WAY, WACO, TX 76706-4195
Document Number	0000025211
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 MERGANSER WAY WACO TX 767064195, WACO, TX 76706-4195

Mortgage

Document Number	0000025211
Date	Jul 31, 2019
Instrument	25211

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 22, 2018
Property Address	1201 MERGANSER WAY, WACO, TX 76706-4195
Document Number	0000009064
Instrument Date	Mar 16, 2018
Instrument	9064
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 MERGANSER WAY WACO TX 76706, WACO, TX 76706

Mortgage

Document Number	9065
Date	Mar 22, 2018
Instrument	9065

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 27, 2017
Property Address	1201 MERGANSER WAY, WACO, TX 76706-4195
Document Number	0000020755
Instrument Date	Jun 26, 2017
Instrument	20755
Transaction Type	Transfer
Record Updated	Jul 12, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 15, 2017
Property Address	1201 MERGANSER WAY, WACO, TX 76706-4195
Document Number	0000019293
Instrument Date	Jun 2, 2017
Instrument	19293
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1364 HERR RD FAIRBORN OH 453248703, FAIRBORN, OH 45324-8703

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$258,000 (-1.54%) Land $46,790 Building $211,210	$258,000 (-3.86%) Land $46,790 Building $211,210
2025	$3,900.00 (+6.59%) Homeowner's exemption	$262,046 (-9.49%) Land $42,500 Building $225,860	$268,360 (-7.31%) Land $42,500 Building $225,860
2024	$3,659.00 (+13.18%)
2023		$289,510 Land $42,500 Building $247,010	$289,510 Land $42,500 Building $247,010
2022	$3,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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