1126 Sapling Dr, Summerville, SC 29485 Property Records

Dorchester County property record for 1126 Sapling Dr, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,911 sqft · built 2019
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$486,000 (Nov 2022)
Tax Bill	$3,344 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`160-05-05-025`

Property Details

APN / Parcel Number

Primary APN	`160-05-05-025`
Alternative APN	`R0078625`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,911 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0078625
Street Address	1126 SAPLING DR
City	SUMMERVILLE
State	SC
Zip	29485-7875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD_DC
Legal Description	LOT 22 SUBD: TIMBER TRACE PH 1
Legal Subdivision	TIMBER TRACE
Legal Phase	1
Legal Lot Number	22
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	3
Census Block	3006
Census Tract	10801

Owner

Source: Dorchester County assessment roll, as of September 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1126 SAPLING DR, SUMMERVILLE, SC 29485-7875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Nov 15, 2022	Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 19, 2019	Grant Deed, Subdivision Related Transfer · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2022 · Amount on Record
Deed Sale	Nov 15, 2022 · Amount on Record
Prior Sale	Jun 19, 2019 · Amount on Record
Deed Document Number	2022028506
Deed Book / Page	14469 / 86
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	1126 SAPLING DR, SUMMERVILLE, SC 29485-7875
Transaction Type	Mortgage
Record Updated	Jul 6, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147920109
Date	Jun 22, 2023
Book Page	14792/109
Instrument	2023012575

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Nov 15, 2022
Property Address	1126 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	0144690086
Book / Page	14469 / 86
Map Reference	CAB M PG 112
Instrument Date	Oct 6, 2022
Instrument	2022028506
Transaction Type	Transfer
Record Updated	Nov 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,263.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1901 ELIZABETH AVE, WHITING, NJ 08759-2815

Mortgage

Document Number	2022028507
Date	Nov 15, 2022
Instrument	2022028507

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	1126 SAPLING DR, SUMMERVILLE, SC 29485-7875
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0143010183
Date	Jul 27, 2022
Book Page	14301/183
Instrument	2022019908

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	1126 SAPLING DR, SUMMERVILLE, SC 29485-7875
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	130800200
Date	Jan 26, 2021
Book Page	13080/200
Instrument	2021002608

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jun 19, 2019
Property Address	1126 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	1926/0202
Book / Page	011926 / 000202
Instrument Date	May 8, 2019
Instrument	14369
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 8, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$314.69
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1126 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	1926/0209
Date	Jun 19, 2019
Book Page	011926/000209
Instrument	14370

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,344.00	$19,320 (-33.33%) Land $4,600 Building $14,720	$483,000 (-) Land $115,000 Building $368,000
2024	$3,344.00 (-2.65%)
2023	$3,435.00 (+52.26%)	$28,980 (+130.73%) Land $6,900 Building $22,080	$483,000 (+53.82%) Land $115,000 Building $368,000
2022	$2,256.00	$12,560 Land $2,000 Building $10,560	$314,000 Land $50,000 Building $264,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	120 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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