1124 Sapling Dr, Summerville, SC 29485 Property Records

Dorchester County property record for 1124 Sapling Dr, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,693 sqft · built 2019
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Sep 2021)
Tax Bill	$3,016 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`160-05-05-026`

Property Details

APN / Parcel Number

Primary APN	`160-05-05-026`
Alternative APN	`R0078626`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,693 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0078626
Street Address	1124 SAPLING DR
City	SUMMERVILLE
State	SC
Zip	29485-7875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD_DC
Legal Description	LOT 23 SUBD: TIMBER TRACE PH 1
Legal Subdivision	TIMBER TRACE
Legal Phase	1
Legal Lot Number	23
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	3
Census Block	3002
Census Tract	10801

Owner

Source: Dorchester County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1124 SAPLING DR, SUMMERVILLE, SC 29485-7875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY FIRST MORTGAGE SERVICES LLC
Sep 15, 2021	Warranty Deed, Transfer · Conventional Mortgage CITY FIRST MORTGAGE SERVICES LLC
Mar 31, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Apr 21, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Apr 21, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
May 28, 2019	Grant Deed, Subdivision Related Transfer · VA Mortgage EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	May 28, 2019 · Amount on Record
Deed Document Number	0013659348
Deed Book / Page	13659 / 348
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	1124 SAPLING DR, SUMMERVILLE, SC 29485-7875
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0136900001
Date	Sep 28, 2021
Book Page	13690/1
Instrument	2021031552

Lender

Name	CITY FIRST MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BOUNTIFUL, UT 84010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DORCHESTER SC
Recording Date	Sep 15, 2021
Property Address	1124 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	136590348
Book / Page	13659 / 348
Map Reference	CAB M PG 112
Instrument Date	Sep 10, 2021
Instrument	2021030141
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,406.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1124 SAPLING DR, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	0136600001
Date	Sep 15, 2021
Book Page	13660/1
Instrument	2021030142

Lender

Name	CITY FIRST MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BOUNTIFUL, UT 84010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	1124 SAPLING DR, SUMMERVILLE, SC 29485-7875
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	132400153
Date	Mar 31, 2021
Book Page	13240/153
Instrument	2021010123

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	1124 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	2453/0215
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1124 SAPLING DR #OR SUMMERVILLE SC 294857875, OR, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	2453/0215
Date	Apr 27, 2020
Book Page	012453/000215
Instrument	9547

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	1124 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	2453/0215
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1124 SAPLING DR #OR SUMMERVILLE SC 294857875, OR, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	2453/0215
Date	Apr 27, 2020
Book Page	012453/000215
Instrument	9547

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	May 28, 2019
Property Address	1124 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	1892/0229
Book / Page	011892 / 000229
Instrument Date	May 15, 2019
Instrument	12209
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$295.09
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1124 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	1892/0236
Date	May 28, 2019
Book Page	011892/000236
Instrument	12210

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,016.00	$19,032 (-15.86%) Land $4,600 Building $14,432	$475,800 (+26.21%) Land $115,000 Building $360,800
2024	$3,016.00 (+11.17%)
2023	$2,713.00 (-67.34%)	$22,620 (-) Land $4,200 Building $18,420	$377,000 (-) Land $70,000 Building $307,000
2022	$8,308.00	$22,620 Land $4,200 Building $18,420	$377,000 Land $70,000 Building $307,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	120 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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