1119 Sapling Dr, Summerville, SC 29485 Property Records

Dorchester County property record for 1119 Sapling Dr, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,030 sqft · built 2019
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,900 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`160-05-05-018`

Property Details

APN / Parcel Number

Primary APN	`160-05-05-018`
Alternative APN	`R0078618`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,030 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0078618
Street Address	1119 SAPLING DR
City	SUMMERVILLE
State	SC
Zip	29485-7875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD_DC
Legal Description	LOT 16 SUBD: TIMBER TRACE PH 1
Legal Subdivision	TIMBER TRACE
Legal Phase	1
Legal Lot Number	16
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	3
Census Block	3002
Census Tract	10801

Owner

1119 Sapling Dr is owned and occupied by two individuals who acquired it in December 2021.

Source: Dorchester County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1119 SAPLING DR, SUMMERVILLE, SC 29485-7875
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 16, 2019	Grant Deed, Subdivision Related Transfer · Line of Credit EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021
Deed Sale	Dec 6, 2021
Prior Sale	Aug 16, 2019 · Amount on File
Deed Document Number	202139033
Deed Book / Page	13845 / 71
Prior Transfer Date	Aug 29, 2020
Prior Transfer Doc	0140530299
Record Updated	Sep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DORCHESTER SC
Recording Date	Mar 17, 2022
Property Address	1119 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	0140530299
Book / Page	14053 / 299
Map Reference	CAB M PG 112
Instrument Date	Aug 29, 2021
Instrument	2022007340
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1119 SAPLING DR, SUMMERVILLE, SC 29485-7875
Investor	Possibly a Property Investor

Mortgage

Document Number	2022007341
Date	Mar 17, 2022
Instrument	2022007341

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	343 Months
Due	Oct 1, 2050

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Aug 16, 2019
Property Address	1119 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	2029/0049
Book / Page	012029 / 000049
Instrument Date	Jul 31, 2019
Instrument	20295
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 12, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.16
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1119 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	2029/0056
Date	Aug 16, 2019
Book Page	012029/000056
Instrument	20296

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1119 Sapling Dr was $1,900.

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,900.00	$16,333 Land $4,600 Building $11,733	$408,318 Land $115,000 Building $293,318
2024	$1,900.00 (+13.77%)
2023	$1,670.00 (+1.15%)	$10,960 (-) Land $2,000 Building $8,960	$274,000 (-) Land $50,000 Building $224,000
2022	$1,651.00 Homeowner's exemption	$10,960 Land $2,000 Building $8,960	$274,000 Land $50,000 Building $224,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1119 Sapling Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 120 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	120 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1119 Sapling Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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