1118 Sapling Dr, Summerville, SC 29485 Property Records

Dorchester County property record for 1118 Sapling Dr, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,289 sqft · built 2019
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,655 (Jun 2019)
Tax Bill	$7,065 (2025)
Deeds & Mortgages	Dec 2021 Sale May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`160-05-05-028`

Property Details

APN / Parcel Number

Primary APN	`160-05-05-028`
Alternative APN	`R0078628`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,289 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0078628
Street Address	1118 SAPLING DR
City	SUMMERVILLE
State	SC
Zip	29485-7875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD_DC
Legal Description	LOT 25 SUBD: TIMBER TRACE PH 1
Legal Subdivision	TIMBER TRACE
Legal Phase	1
Legal Lot Number	25
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	3
Census Block	3002
Census Tract	10801

Owner

Source: Dorchester County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1118 SAPLING DR, SUMMERVILLE, SC 29485-7875
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Limited Warranty Deed, Transfer
May 27, 2020	Deed of Trust, Mortgage EAGLE HM MTG
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit EAGLE HM MTG
Jun 19, 2019	Correction Deed, Subdivision Related Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Jun 14, 2019	Grant Deed, Subdivision Related Transfer · Line of Credit EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2019 · Amount on Record
Deed Sale	Jun 19, 2019 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	201914384
Deed Book / Page	11927 / 30
Prior Transfer Date	Jun 3, 2019
Prior Transfer Doc	0119270030
Record Updated	Oct 29, 2026

December 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DORCHESTER SC
Recording Date	Dec 6, 2021
Property Address	1118 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	0138450050
Book / Page	13845 / 50
Map Reference	CAB M PG 112
Instrument Date	Aug 17, 2021
Instrument	2021039030
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1118 SAPLING DR, SUMMERVILLE, SC 29485-7875

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	1118 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	2669/0285
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1118 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	2669/0285
Date	Aug 5, 2020
Book Page	012669/000285
Instrument	19623

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	1118 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	1927/0038
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1118 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	1927/0038
Date	Jun 19, 2019
Book Page	011927/000038
Instrument	14385

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

Interest

Rate Type	Adjustable Rate

June 2019: Correction Deed, Subdivision Related Transfer

Document Type	Correction Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jun 19, 2019
Property Address	1118 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	1927/0030
Book / Page	011927 / 000030
Instrument Date	Jun 3, 2019
Instrument	14384
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 8, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Tax	$278.66
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1118 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jun 14, 2019
Property Address	1118 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	1919/0043
Book / Page	011919 / 000043
Instrument Date	Jun 3, 2019
Instrument	13894
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 4, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278.66
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1118 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	1919/0050
Date	Jun 14, 2019
Book Page	011919/000050
Instrument	13895

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,065.00 (+2.11%)	$22,136 (+32.71%) Land $6,900 Building $15,236	$368,933 (+32.71%) Land $115,000 Building $253,933
2024	$6,919.00 (+11.58%)
2023	$6,201.00 (+0.6%)	$16,680 (-) Land $3,000 Building $13,680	$278,000 (-) Land $50,000 Building $228,000
2022	$6,164.00	$16,680 Land $3,000 Building $13,680	$278,000 Land $50,000 Building $228,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	120 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Sapling Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures