1126 Placid Cir, Waco, TX 76706 Property Records

McLennan County property record for 1126 Placid Cir, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,526 sqft · built 2019
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Company Names on Record
Last Sale	$339,416 (Sep 2022)
Tax Bill	$4,392 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-026661-000426-0`

Property Details

APN / Parcel Number

Primary APN	`48-026661-000426-0`
Alternative APN	`384220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
Gross Area	1,906 sqft
1st Floor Area	1,526 sqft
Flooring	Carpet

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	155 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	139 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1126 PLACID CIR
City	WACO
State	TX
Zip	76706-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES AT UNIVERSITY PARKS PH 3 PUD LOT 26 BLOCK 4 ACRES .21
Legal Subdivision	LAKES AT UNIVERSITY PARKS PH 3 PUD
Legal Block	4
Legal Lot Number	26
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1017
Census Tract	1900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1126 PLACID CIR, WACO, TX 76706-4504
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Intrafamily Transfer, Transfer · Line of Credit ROCKET MORTGAGE LLC
Sep 6, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Jul 1, 2022	Warranty Deed, Transfer
May 21, 2019	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on Record
Deed Sale	Sep 6, 2022 · Amount on Record
Prior Sale	Jul 1, 2022
Deed Document Number	202236132
Prior Transfer Date	Aug 29, 2022
Prior Transfer Doc	0000036136
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	Sep 6, 2022
Property Address	1126 PLACID CIR, WACO, TX 76706-4504
Document Number	0000036132
Map Reference	DO C2018035309
Instrument Date	Aug 27, 2022
Instrument	2022036132
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 PLACID CIR, WACO, TX 76706-4504

Mortgage

Document Number	0000036133
Date	Sep 6, 2022
Instrument	2022036133

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	Sep 6, 2022
Property Address	1126 PLACID CIR, WACO, TX 76706-4504
Document Number	0000036136
Map Reference	DOC 2018035309
Instrument Date	Aug 27, 2022
Instrument	2022036136
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1126 PLACID CIR, WACO, TX 76706-4504

Mortgage

Document Number	0000036124
Date	Sep 6, 2022
Instrument	2022036124

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 1, 2022
Property Address	1126 PLACID CIR, WACO, TX 76706-4504
Document Number	0000027460
Map Reference	DOC 2018035309
Instrument Date	Jul 1, 2022
Instrument	2022027460
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	41504 AVENIDA BORDEAUX, TEMECULA, CA 92592-8280

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 21, 2019
Property Address	1126 PLACID CIR, WACO, TX 76706-4504
Document Number	0000016710
Map Reference	FILE 2018035309
Instrument Date	Apr 12, 2019
Instrument	2019016710
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 PLACID CIR, WACO, TX 76706-4504

Mortgage

Document Number	0000016711
Date	May 21, 2019
Instrument	2019016711

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$314,824 (+9.86%) Land $63,850 Building $250,974	$314,824 (+6.1%) Land $63,850 Building $250,974
2025	$4,392.00 (+7.02%) Homeowner's exemption	$286,574 (-10.19%)	$296,730 (-7%) Land $58,090 Building $238,640
2024	$4,104.00 (+13.15%)
2023		$319,080 Land $58,090 Building $260,990	$319,080 Land $58,090 Building $260,990
2022	$3,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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