1116 Placid Cir, Waco, TX 76706 Property Records

McLennan County property record for 1116 Placid Cir, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	1,298 sqft · built 2019
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$182,800 (Jan 2021)
Tax Bill	$2,039 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-026661-000421-0`

Property Details

APN / Parcel Number

Primary APN	`48-026661-000421-0`
Alternative APN	`384215`

Interior

Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	1,698 sqft
1st Floor Area	1,298 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	102 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	120 sqft

Location & Zoning

Street Address	1116 PLACID CIR
City	WACO
State	TX
Zip	76706-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES AT UNIVERSITY PARKS PH 3 PUD LOT 21 BLOCK 4 ACRES .14
Legal Subdivision	LAKES AT UNIVERSITY PARKS PH 3 PUD
Legal Block	4
Legal Lot Number	21
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1017
Census Tract	1900

Owner

1116 Placid Cir is owned and occupied by an individual who bought it in January 2021.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3122 CRESCENT AVE, 6, MARINA, CA 93933-3172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Jan 12, 2021	Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2021 · Amount on File
Deed Sale	Jan 12, 2021 · Amount on File
Prior Sale	Jun 12, 2019 · Amount on File
Deed Document Number	20211230
Prior Transfer Date	Jan 11, 2021
Prior Transfer Doc	0000001230
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	1116 PLACID CIR, WACO, TX 76706-4504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015396
Date	May 13, 2020
Instrument	2020015396

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jan 12, 2021
Property Address	1116 PLACID CIR, WACO, TX 76706-4504
Document Number	0000001230
Map Reference	DOC 2018035309
Instrument Date	Jan 11, 2021
Instrument	2021001230
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 S NEW RD APT 523, 523, WACO, TX 76711-1818

Mortgage

Document Number	0000001231
Date	Jan 12, 2021
Instrument	2021001231

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1116 Placid Cir was $2,039 with a homeowner's exemption, down 30.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,000 (-11.33%) Land $49,763 Building $101,237	$151,000 (-11.33%) Land $49,763 Building $101,237
2025	$2,039.00 (-30.81%) Homeowner's exemption	$170,285 Land $45,250 Building $125,035	$170,285 Land $45,250 Building $125,035
2024	$2,947.00
2023		$205,000 Land $45,250 Building $159,750	$205,000 Land $45,250 Building $159,750
2022	$3,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1116 Placid Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 individual policies
Nearby Flood Policies	41 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1116 Placid Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T.

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