1125 Highland Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1125 Highland Dr, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,200 sqft · built 1930
Lot Size	0.192 acres (8,374 sqft)
Owner	Owner Name on File
Tax Bill	$1,488 (2025)
Deeds & Mortgages	Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127P M 014`

Property Details

APN / Parcel Number

Primary APN	`127P M 014`
Alternative APN	`0000052228`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1983
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,374 sqft (0.192 acres)
Lot Dimensions	158 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000052228
Street Address	1125 HIGHLAND DR
City	CHATTANOOGA
State	TN
Zip	37405-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 2 BLK 2 HIGHLANDS RESUB LOT 6 PB 7 PG 30
Legal Subdivision	HIGHLANDS
Legal Block	2
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2001
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 1125 Highland Dr acquired it in March 2009.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Owner Name on File
Mailing Address	257 GOFF RD, LIVINGSTON MANOR, NY 12758-5728

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 30, 2009
Transfer Doc	0000000237
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1125 HIGHLAND DR, CHATTANOOGA, TN 37405-2315
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	257 GOFF RD, LIVINGSTON MANOR, NY 12758-5728

Mortgage

Document Number	0000000058
Date	Mar 28, 2024
Book Page	13548/649
Instrument	2024032800058

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1125 Highland Dr was $1,488, up 3.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,488.00 (+3.77%)	$98,225 (+53.18%)	$392,900 (+53.18%) Land $225,000 Building $167,900
2024	$1,434.00	$64,125 (-)	$256,500 (-) Land $150,000 Building $106,500
2023	$1,434.00	$64,125 (-)	$256,500 (-) Land $150,000 Building $106,500
2022	$1,434.00	$64,125	$256,500 Land $150,000 Building $106,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1125 Highland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1125 Highland Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20