Hamilton County property record for 1122 Highland Dr, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 946 sqft · built 1923 |
| Lot Size | 0.364 acres (15,880 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $282,000 (Aug 2020) |
| Tax Bill | $1,976 (2025) |
| Deeds & Mortgages | Aug 2024 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 127P L 007 |
| Primary APN | 127P L 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 946 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,880 sqft (0.364 acres) |
| Lot Dimensions | 158 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000052188 |
|---|---|
| Street Address | 1122 HIGHLAND DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 27 BLK 1 HIGHLANDS PB 6 PG 29 |
| Legal Subdivision | HIGHLANDS |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1122 Highland Dr is owned and occupied by two individuals who bought it in August 2020.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1122 HIGHLAND DR, CHATTANOOGA, TN 37405-2316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2024 | Deed of Trust, Mortgage · Line of Credit TENNESSEE VALLEY FCU |
| Aug 4, 2020 | Warranty Deed, Transfer · Conventional with PMI BETTER MTG CORP ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2020 · Amount on File |
| Deed Sale | Aug 4, 2020 · Amount on File |
| Prior Sale | Aug 16, 2007 · Amount on File |
| Deed Document Number | 2020080400028 |
| Deed Book / Page | 12099 / 780 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1122 HIGHLAND DR, CHATTANOOGA, TN 37405-2316 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST |
| Name | Verified Name |
|---|
| Document Number | 0000000179 |
|---|---|
| Date | Aug 30, 2024 |
| Book Page | 13693/69 |
| Instrument | 2024083000179 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 4, 2020 |
| Property Address | 1122 HIGHLAND DR, CHATTANOOGA, TN 37405-2316 |
| Document Number | 0804000028 |
| Book / Page | 012099 / 000780 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 200804000028 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2020 |
| Title Company | NORTHSHORE TITLE AND ESCROW, NORTHSHORE TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,043.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1122 HIGHLAND DR CHATTANOOGA TN 374052316, CHATTANOOGA, TN 37405-2316 |
| Document Number | 804000029 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 012099/000783 |
| Instrument | 200804000029 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2050 |
The 2025 property tax bill for 1122 Highland Dr was $1,976, up 11.9% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,976.00 (+11.89%) | $130,375 (+65.14%) | $521,500 (+65.14%) Land $168,800 Building $352,700 |
| 2024 | $1,766.00 | $78,950 (-) | $315,800 (-) Land $225,000 Building $90,800 |
| 2023 | $1,766.00 | $78,950 (-) | $315,800 (-) Land $225,000 Building $90,800 |
| 2022 | $1,766.00 | $78,950 | $315,800 Land $225,000 Building $90,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1122 Highland Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1122 Highland Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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