Hamilton County property record for 1121 Highland Dr, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,283 sqft · built 1930 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,500 (Sep 2026) |
| Tax Bill | $1,535 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 127P M 016 |
| Primary APN | 127P M 016 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,283 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,080 sqft (0.231 acres) |
| Lot Dimensions | 168 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 323 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000052230 |
|---|---|
| Street Address | 1121 HIGHLAND DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT PT 9 BLK 2 HIGHLANDS PB 6 PG 29 |
| Legal Subdivision | HIGHLANDS |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1121 HIGHLAND DR, CHATTANOOGA, TN 37405-2315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 15, 2026 | Warranty Deed, Transfer TITLE AND COMPANY, NORTH & MAIN TITLE CO |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Sep 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2026 · Amount on Record |
| Deed Sale | Sep 15, 2026 · Amount on Record |
| Prior Sale | Sep 27, 2023 · Amount on Record |
| Deed Document Number | 2026130 |
| Deed Book / Page | 14438 / 224 |
| Prior Transfer Date | May 1, 2002 |
| Prior Transfer Doc | 6238520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 15, 2026 |
| Property Address | 1121 HIGHLAND DR, CHATTANOOGA, TN 37405-2315 |
| Document Number | 0000000130 |
| Book / Page | 14438 / 224 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 2026130 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | TITLE AND COMPANY, NORTH & MAIN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $149,293.15 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1121 HIGHLAND DR, CHATTANOOGA, TN 37405-2315 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1121 HIGHLAND DR, CHATTANOOGA, TN 37405-2315 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000013 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 12786/978 |
| Instrument | 2021122800013 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 27, 2023 |
| Property Address | 1121 HIGHLAND DR, CHATTANOOGA, TN 37405-2315 |
| Document Number | 0000000038 |
| Book / Page | 13408 / 930 |
| Map Reference | MB 6 PG 29 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 2023092700038 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,224.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1121 HIGHLAND DR, CHATTANOOGA, TN 37405-2315 |
| Document Number | 0000000039 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 2023092700039 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,535.00 (-7.25%) | $101,325 (+36.97%) | $405,300 (+36.97%) Land $225,000 Building $180,300 |
| 2024 | $1,655.00 | $73,975 (-) | $295,900 (-) Land $150,000 Building $145,900 |
| 2023 | $1,655.00 | $73,975 (-) | $295,900 (-) Land $150,000 Building $145,900 |
| 2022 | $1,655.00 | $73,975 | $295,900 Land $150,000 Building $145,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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