1131 Highland Dr, Chattanooga, TN 37405 Property Records

Hamilton County property record for 1131 Highland Dr, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,602 sqft · built 1930
Lot Size	0.268 acres (11,700 sqft)
Owner	Individual Name on File
Last Sale	$685,000 (May 2025)
Tax Bill	$1,948 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127P M 011`

Property Details

APN / Parcel Number

Primary APN	`127P M 011`
Alternative APN	`0000052225`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,602 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1985
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,700 sqft (0.268 acres)
Lot Dimensions	180 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000052225
Street Address	1131 HIGHLAND DR
City	CHATTANOOGA
State	TN
Zip	37405-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT PT 5 BLK 2 HIGHLANDS PB 6 PG 29
Legal Subdivision	HIGHLANDS
Legal Block	2
Legal Lot Number	5
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2001
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1131 Highland Dr is owned and occupied by an individual who bought it in May 2025.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1131 HIGHLAND DR, CHATTANOOGA, TN 37405-2315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Prior Sale	Sep 20, 2012 · Amount on File
Deed Document Number	2025051900190
Deed Book / Page	13926 / 258
Record Updated	Jun 8, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 19, 2025
Property Address	1131 HIGHLAND DR, CHATTANOOGA, TN 37405-2315
Document Number	0000000190
Book / Page	13926 / 258
Map Reference	MB 6 PG 29
Instrument Date	May 15, 2025
Instrument	2025051900190
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,534.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1131 HIGHLAND DR, CHATTANOOGA, TN 37405-2315

Mortgage

Document Number	0013926261
Date	May 19, 2025
Instrument	13926/261

Lender

Name	BANKPLUS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1131 Highland Dr was $1,948, up 9.3% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,948.00 (+9.25%)	$128,550 (+61.24%)	$514,200 (+61.24%) Land $225,000 Building $289,200
2024	$1,783.00	$79,725 (-)	$318,900 (-) Land $150,000 Building $168,900
2023	$1,783.00	$79,725 (-)	$318,900 (-) Land $150,000 Building $168,900
2022	$1,783.00	$79,725	$318,900 Land $150,000 Building $168,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1131 Highland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1131 Highland Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20