1125 Hammock Shade Dr, Lakeland, FL 33809 Property Records

Polk County property record for 1125 Hammock Shade Dr, Lakeland, FL 33809

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,135 sqft · built 1990
Lot Size	0.513 acres (22,333 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,104 (2025)
Deeds & Mortgages	Sep 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`24-27-08-161004-000620`

Property Details

APN / Parcel Number

Primary APN	`24-27-08-161004-000620`
Alternative APNs	`082724161004000620` `82724000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,135 sqft Living Area
Gross Area	3,975 sqft
1st Floor Area	2,869 sqft
Upper Floors Area	266 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	22,333 sqft (0.513 acres)
Lot Dimensions	183 ft deep x 104 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	840 sqft
Porch	Screened/Unfinished Porch
Porch Area	436 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1125 HAMMOCK SHADE DR
City	LAKELAND
State	FL
Zip	33809-4652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE OAKS OF LAKELAND PB 78 PGS 30 & 31 LYING IN A PORTION OF SECS 8 & 17 T27 R24 LOT 62
Legal Range	24E
Legal Township	27S
Legal Section	08
Legal Subdivision	OAKS OF LAKELAND THE
Legal Tract	161004
Legal Block	1
Legal Lot Number	62
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1001
Census Tract	12304

Owner

1125 Hammock Shade Dr is owned and occupied by two individuals who acquired it in June 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1125 HAMMOCK SHADE DR, LAKELAND, FL 33809-4652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 27, 2023
Transfer Doc	0000219068
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Sep 18, 2023
Property Address	1125 HAMMOCK SHADE DR, LAKELAND, FL 33809-4652
Document Number	0000219068
Book / Page	12840 / 929
Map Reference	MB 78 PG 30&31
Instrument Date	Jun 27, 2023
Instrument	2023219068
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1125 HAMMOCK SHADE DR, LAKELAND, FL 33809-4652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 HAMMOCK SHADE DR, LAKELAND, FL 33809-4652

Tax Assessment & Valuation

The 2025 property tax bill for 1125 Hammock Shade Dr was $2,104 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,623 (+2.7%)	$462,615 (-3.64%) Land $60,000 Building $402,615
2025	$2,104.00 Homeowner's exemption	$208,007	$480,087 Land $60,000 Building $420,087
2023	$1,289.00 (+3.62%) Homeowner's exemption	$196,257 (+3%)	$484,441 (+19.24%) Land $58,000 Building $426,441
2022	$1,244.00 Homeowner's exemption	$190,541	$406,283 Land $48,000 Building $358,283

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1125 Hammock Shade Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1125 Hammock Shade Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST serves 28,082 people · EPA ID FL6532348
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20