Polk County property record for 1201 Hammock Shade Dr, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,893 sqft · built 1985 |
| Lot Size | 0.371 acres (16,161 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,000 (Jun 1997) |
| Tax Bill | $4,097 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-08-161004-000600 |
| Primary APN | 24-27-08-161004-000600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,893 sqft Living Area |
| Gross Area | 2,469 sqft |
| 1st Floor Area | 1,893 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 16,161 sqft (0.371 acres) |
| Lot Dimensions | 146 ft deep x 110 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 380 sqft |
| Cooling System | Central |
|---|
| Street Address | 1201 HAMMOCK SHADE DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-4654 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS OF LAKELAND PB 78 PGS 30 & 31 LYING IN A PORTION OF SECS 8 & 17 T27 R24 LOT 60 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | OAKS OF LAKELAND THE |
| Legal Tract | 161004 |
| Legal Block | 1 |
| Legal Lot Number | 60 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12304 |
1201 Hammock Shade Dr is owned and occupied by an individual who acquired it in January 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1201 HAMMOCK SHADE DR, LAKELAND, FL 33809-4654 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 27, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 6, 2017 | Deed of Trust, Mortgage · Line of Credit PIEDMONT ADVANTAGE CU |
| Oct 18, 2017 | Deed of Trust, Mortgage · Line of Credit PIEDMONT ADVANTAGE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 1997 · Amount on File |
| Deed Sale | Jun 18, 1997 · Amount on File |
| Deed Book / Page | 3857 / 1857 |
| Last Transfer Date | Jan 19, 2021 |
| Transfer Doc | 0000021301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1201 HAMMOCK SHADE DR, LAKELAND, FL 33809-4654 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000288609 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 11968/1274 |
| Instrument | 2021288609 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 27, 2021 |
| Property Address | 1201 HAMMOCK SHADE DR, LAKELAND, FL 33809-4654 |
| Document Number | 0115541296 |
| Book / Page | 011554 / 001296 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 21301 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1201 HAMMOCK SHADE DR LAKELAND FL 338094654, LAKELAND, FL 33809-4654 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1201 HAMMOCK SHADE DR, LAKELAND, FL 33809-4654 |
| Document Number | 0103500820 |
| Book / Page | 010350 / 000820 |
| Instrument Date | Nov 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1201 HAMMOCK SHADE DR LAKELAND FL 338094654, LAKELAND, FL 33809-4654 |
| Document Number | 0103500820 |
|---|---|
| Date | Dec 27, 2017 |
| Book Page | 010350/000820 |
| Instrument | 247650 |
| Name | PIEDMONT ADVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 26, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1201 HAMMOCK SHADE DR, LAKELAND, FL 33809-4654 |
| Document Number | 0103150469 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1201 HAMMOCK SHADE DR LAKELAND FL 338094654, LAKELAND, FL 33809-4654 |
| Document Number | 0103150469 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 010315/000469 |
| Instrument | 219197 |
| Name | PIEDMONT ADVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 14, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1201 Hammock Shade Dr was $4,097 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,874 (+2.21%) Land $60,000 Building $263,874 | $323,874 (+2.21%) Land $60,000 Building $263,874 | |
| 2025 | $4,097.00 | $316,882 Land $60,000 Building $256,882 | $316,882 Land $60,000 Building $256,882 |
| 2023 | $1,799.00 (+4.9%) | $134,912 (+3%) | $317,364 (+16.62%) Land $58,000 Building $259,364 |
| 2022 | $1,715.00 Homeowner's exemption | $130,983 | $272,142 Land $48,000 Building $224,142 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1201 Hammock Shade Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1201 Hammock Shade Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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