Polk County property record for 1107 Hammock Shade Dr, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,179 sqft · built 1987 |
| Lot Size | 0.379 acres (16,505 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Feb 2023) |
| Tax Bill | $3,933 (2025) |
| Deeds & Mortgages | Feb 2025 Mortgage Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-08-161004-000650 |
| Primary APN | 24-27-08-161004-000650 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,179 sqft Living Area |
| Gross Area | 2,731 sqft |
| 1st Floor Area | 2,179 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 16,505 sqft (0.379 acres) |
| Lot Dimensions | 143 ft deep x 115 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Screened/Unfinished Porch |
| Porch Area | 423 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 1107 HAMMOCK SHADE DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-4652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS OF LAKELAND PB 78 PGS 30 & 31 LYING IN A PORTION OF SECS 8 & 17 T27 R24 LOT 65 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | OAKS OF LAKELAND THE |
| Legal Tract | 161004 |
| Legal Block | 1 |
| Legal Lot Number | 65 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12304 |
1107 Hammock Shade Dr is owned and occupied by an individual who bought it in February 2023.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1107 HAMMOCK SHADE DR, LAKELAND, FL 33809-4652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STG MORTGAGE INC |
| Feb 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Sep 8, 2021 | Land Contract, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2023 · Amount on File |
| Deed Sale | Feb 24, 2023 · Amount on File |
| Prior Sale | Oct 11, 2002 · Amount on File |
| Deed Document Number | 202344596 |
| Deed Book / Page | 12593 / 1780 |
| Transfer Doc | 4503001983 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1107 HAMMOCK SHADE DR, LAKELAND, FL 33809-4652 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1107 HAMMOCK SHADE DR, LAKELAND, FL 33809-4652 |
| Document Number | 0000034219 |
|---|---|
| Date | Feb 13, 2025 |
| Book Page | 13433/1291 |
| Instrument | 2025034219 |
| Name | STG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 24, 2023 |
| Property Address | 1107 HAMMOCK SHADE DR, LAKELAND, FL 33809-4652 |
| Document Number | 0000044596 |
| Book / Page | 12593 / 1780 |
| Map Reference | MB 78 PG 30 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023044596 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3101 N COUNTRY CLUB DR APT 607, 607, MIAMI, FL 33180-1764 |
| Name | Verified Name |
|---|---|
| Address | 1107 HAMMOCK SHADE DR, LAKELAND, FL 33809-4652 |
| Document Number | 0125931782 |
|---|---|
| Date | Feb 24, 2023 |
| Instrument | 12593/1782 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 8, 2021 |
| Property Address | 1107 HAMMOCK SHADE DR, LAKELAND, FL 33809-4652 |
| Document Number | 0000234201 |
| Book / Page | 11882 / 1755 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 2021234201 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1107 HAMMOCK SHADE DR, LAKELAND, FL 33809-4652 |
| Name | Verified Name |
|---|---|
| Address | 1 EQUITY WAY, WESTLAKE, OH 44145-1050 |
The 2025 property tax bill for 1107 Hammock Shade Dr was $3,933 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $324,890 (-5.68%) Land $60,000 Building $264,890 | $324,890 (-5.68%) Land $60,000 Building $264,890 | |
| 2025 | $3,933.00 Homeowner's exemption | $344,456 Land $60,000 Building $284,456 | $344,456 Land $60,000 Building $284,456 |
| 2023 | $4,608.00 (+11.79%) | $347,369 (+17.92%) Land $58,000 Building $289,369 | $347,369 (+17.92%) Land $58,000 Building $289,369 |
| 2022 | $4,122.00 | $294,588 Land $48,000 Building $246,588 | $294,588 Land $48,000 Building $246,588 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1107 Hammock Shade Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1107 Hammock Shade Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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