Polk County property record for 1113 Hammock Shade Dr, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,735 sqft · built 1991 |
| Lot Size | 0.366 acres (15,947 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Dec 2016) |
| Tax Bill | $3,287 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-08-161004-000640 |
| Primary APN | 24-27-08-161004-000640 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,735 sqft Living Area |
| Gross Area | 2,175 sqft |
| 1st Floor Area | 1,735 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,947 sqft (0.366 acres) |
| Lot Dimensions | 138 ft deep x 115 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 392 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 409 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 1113 HAMMOCK SHADE DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-4652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE OAKS OF LAKELAND PB 78 PGS 30 & 31 LYING IN A PORTION OF SECS 8 & 17 T27 R24 LOT 64 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 08 |
| Legal Subdivision | OAKS OF LAKELAND THE |
| Legal Tract | 161004 |
| Legal Block | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12304 |
1113 Hammock Shade Dr is owned and occupied by two individuals who acquired it in October 2023.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1113 HAMMOCK SHADE DR, LAKELAND, FL 33809-4652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Jun 3, 2024 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Oct 26, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2016 · Amount on File |
| Deed Sale | Dec 6, 2016 · Amount on File |
| Prior Sale | Dec 15, 2004 · Amount on File |
| Deed Document Number | 2016219552 |
| Deed Book / Page | 10003 / 1709 |
| Last Transfer Date | Oct 26, 2023 |
| Transfer Doc | 0000254522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1113 HAMMOCK SHADE DR, LAKELAND, FL 33809-4652 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1113 HAMMOCK SHADE DR, LAKELAND, FL 33809-4652 |
| Document Number | 0000294299 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 13813/414 |
| Instrument | 2025294299 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 4, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1113 HAMMOCK SHADE DR, LAKELAND, FL 33809-4652 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000126694 |
|---|---|
| Date | Jun 3, 2024 |
| Book Page | 13136/2144 |
| Instrument | 2024126694 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 271 Months |
| Due | Jan 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 26, 2023 |
| Property Address | 1113 HAMMOCK SHADE DR, LAKELAND, FL 33809-4652 |
| Document Number | 0000254522 |
| Book / Page | 12889 / 156 |
| Map Reference | MB 78 PG 30&31 |
| Instrument Date | Oct 26, 2023 |
| Instrument | 2023254522 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2576 BOOTS RD, LAKELAND, FL 33810-5158 |
| Name | Verified Name |
|---|---|
| Address | 1113 HAMMOCK SHADE DR, LAKELAND, FL 33809-4652 |
The 2025 property tax bill for 1113 Hammock Shade Dr was $3,287 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,437 (+2.7%) | $302,865 (+2.85%) Land $60,000 Building $242,865 | |
| 2025 | $3,287.00 Homeowner's exemption | $294,486 Land $60,000 Building $234,486 | $294,486 Land $60,000 Building $234,486 |
| 2023 | $2,419.00 (+4.13%) Homeowner's exemption | $180,986 (+3%) | $294,716 (+15.65%) Land $58,000 Building $236,716 |
| 2022 | $2,323.00 Homeowner's exemption | $175,715 | $254,825 Land $48,000 Building $206,825 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1113 Hammock Shade Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1113 Hammock Shade Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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