1123 16th St N, Moorhead, MN 56560 Property Records

Clay County property record for 1123 16th St N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,060 sqft)
Owner	Individual Name on Record
Last Sale	$142,500 (Apr 2021)
Tax Bill	$3,376 (2026)
Deeds & Mortgages	Mar 2026 Transfer Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58.872.0120`

Property Details

APN / Parcel Number

Primary APN	`58.872.0120`

Exterior

Lot Area	6,060 sqft (0.14 acres)

Location & Zoning

Street Address	1123 16TH ST N
City	MOORHEAD
State	MN
Zip	56560-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME WILLIAMS 1ST ADD SUBDIVISIONCD 58872 LOT 2 2
Legal Range	48
Legal Township	139
Legal Section	04
Legal Subdivision	WILLIAMS 1ST ADD
Legal Block	2
Legal Lot Number	2
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1010
Census Tract	30300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2979 SOUTHGATE DR S, FARGO, ND 58103-3523
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Intrafamily Transfer, Transfer
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Mar 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITY & COUNT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	Oct 3, 2011 · Amount on Record
Deed Document Number	2021814756
Last Transfer Date	Feb 17, 2026
Transfer Doc	0000862923
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY MN
Recording Date	Mar 17, 2026
Property Address	1123 16TH ST N, MOORHEAD, MN 56560-1741
Document Number	0000862923
Instrument Date	Feb 17, 2026
Instrument	862923
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2979 SOUTHGATE DR S, FARGO, ND 58103-3523

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Apr 21, 2021
Property Address	1123 16TH ST N, MOORHEAD, MN 56560-1741
Document Number	0000814756
Instrument Date	Apr 15, 2021
Instrument	814756
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	PLAINS TITLE LLC, PLAINS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$470.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2979 SOUTHGATE DR S, FARGO, ND 58103-3523

Mortgage

Document Number	0000814757
Date	Apr 21, 2021
Instrument	814757

Lender

Name	ALERUS FINANCIAL NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1123 16TH ST N, MOORHEAD, MN 56560-1741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000766323
Date	Mar 2, 2017
Instrument	766323

Lender

Name	CITY & COUNT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,376.00 (+28.17%)	$200,000 (+8.64%) Land $31,200 Building $168,800	$200,000 (+8.64%) Land $31,200 Building $168,800
2025		$184,100 (+7.66%) Land $32,000 Building $152,100	$184,100 (+7.66%) Land $32,000 Building $152,100
2023	$2,634.00	$171,000 Land $32,000 Building $139,000	$171,000 Land $32,000 Building $139,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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