1204 16th St N, Moorhead, MN 56560 Property Records

Clay County property record for 1204 16th St N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (5,983 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Oct 2019)
Tax Bill	$2,752 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58.872.0100`

Property Details

APN / Parcel Number

Primary APN	`58.872.0100`

Exterior

Lot Area	5,983 sqft (0.14 acres)

Location & Zoning

Street Address	1204 16TH ST N
City	MOORHEAD
State	MN
Zip	56560-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME WILLIAMS 1ST ADD SUBDIVISIONCD 58872 LOT 10 1
Legal Range	48
Legal Township	139
Legal Section	04
Legal Subdivision	WILLIAMS 1ST ADD
Legal Block	1
Legal Lot Number	10
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1009
Census Tract	30300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1204 16TH ST N, MOORHEAD, MN 56560-1744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 3, 2019	Grant Deed, Transfer ATTORNEY ONLY
Aug 20, 2018	Warranty Deed, Transfer PLAINS TITLE LLC
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage TOWN & CNTRY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019 · Amount on Record
Deed Sale	Oct 3, 2019 · Amount on Record
Prior Sale	Aug 20, 2018 · Amount on Record
Deed Document Number	2019794274
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jan 4, 2024
Property Address	1204 16TH ST N, MOORHEAD, MN 56560-1744
Document Number	0000843191
Instrument Date	Oct 25, 2023
Instrument	843191
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$537.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 16TH ST N, MOORHEAD, MN 56560-1744

Mortgage

Document Number	0000843179
Date	Jan 4, 2024
Instrument	843179

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY MN
Recording Date	Oct 3, 2019
Property Address	1204 16TH ST N, MOORHEAD, MN 56560-1744
Document Number	0000794274
Instrument Date	Oct 3, 2019
Instrument	794274
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$537.90
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 16TH ST N MOORHEAD MN 565601744, MOORHEAD, MN 56560-1744

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Aug 20, 2018
Property Address	1204 16TH ST N, MOORHEAD, MN 56560-1744
Document Number	0000782772
Instrument Date	Aug 16, 2018
Instrument	782772
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	PLAINS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$396.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14200 GLOBSTAD BEACH RD LAKE PARK MN 565549164, LAKE PARK, MN 56554-9164

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1204 16TH ST N, MOORHEAD, MN 56560-1744
Document Number	0000776077
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1204 16TH ST N MOORHEAD MN 565601744, MOORHEAD, MN 56560-1744

Mortgage

Document Number	0000776077
Date	Dec 28, 2017
Instrument	776077

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 27, 2027

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,752.00 (+24.08%) Homeowner's exemption	$180,000 (+3.21%) Land $30,900 Building $149,100	$180,000 (+3.21%) Land $30,900 Building $149,100
2025		$174,400 (+6.02%) Land $31,500 Building $142,900	$174,400 (+6.02%) Land $31,500 Building $142,900
2023	$2,218.00 Homeowner's exemption	$164,500 Land $31,500 Building $133,000	$164,500 Land $31,500 Building $133,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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