1119 16th St N, Moorhead, MN 56560 Property Records

Clay County property record for 1119 16th St N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,060 sqft)
Owner	Individual Name on Record
Last Sale	$129,000 (Apr 2011)
Tax Bill	$2,822 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`58.872.0130`

Property Details

APN / Parcel Number

Primary APN	`58.872.0130`

Exterior

Lot Area	6,060 sqft (0.14 acres)

Location & Zoning

Street Address	1119 16TH ST N
City	MOORHEAD
State	MN
Zip	56560-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME WILLIAMS 1ST ADD SUBDIVISIONCD 58872 LOT 3 2
Legal Range	48
Legal Township	139
Legal Section	04
Legal Subdivision	WILLIAMS 1ST ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1010
Census Tract	30300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1119 16TH ST N, MOORHEAD, MN 56560-1741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2011 · Amount on Record
Deed Sale	Apr 5, 2011 · Amount on Record
Deed Document Number	2011694930
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1119 16TH ST N, MOORHEAD, MN 56560-1741
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000819996
Date	Aug 26, 2021
Instrument	819996

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2036

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1119 16TH ST N, MOORHEAD, MN 56560-1741
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000795550
Date	Nov 14, 2019
Instrument	795550

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,822.00 (+27.46%) Homeowner's exemption	$187,800 (+3.99%) Land $31,200 Building $156,600	$187,800 (+3.99%) Land $31,200 Building $156,600
2025		$180,600 (+8.08%) Land $32,000 Building $148,600	$180,600 (+8.08%) Land $32,000 Building $148,600
2023	$2,214.00 Homeowner's exemption	$167,100 Land $32,000 Building $135,100	$167,100 Land $32,000 Building $135,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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