1115 16th St N, Moorhead, MN 56560 Property Records

Clay County property record for 1115 16th St N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.14 acres (6,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Jun 2017)
Tax Bill	$2,916 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58.872.0140`

Property Details

APN / Parcel Number

Primary APN	`58.872.0140`

Exterior

Lot Area	6,060 sqft (0.14 acres)

Location & Zoning

Street Address	1115 16TH ST N
City	MOORHEAD
State	MN
Zip	56560-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME WILLIAMS 1ST ADD SUBDIVISIONCD 58872 LOT 4 2
Legal Range	48
Legal Township	139
Legal Section	04
Legal Subdivision	WILLIAMS 1ST ADD
Legal Block	2
Legal Lot Number	4
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1010
Census Tract	30300

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1115 16TH ST N, MOORHEAD, MN 56560-1741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Quit Claim Deed, Transfer · Conventional Mortgage VISION BANK
Jun 27, 2017	Affidavit of Death, Transfer TITLE COMPANY/FARGO, TITLE CO/FARGO
Jun 27, 2017	Deed, Transfer · Conventional Mortgage TITLE CO OF FARGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Deed Document Number	2017770122
Last Transfer Date	Aug 26, 2020
Transfer Doc	0000805216
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Aug 31, 2020
Property Address	1115 16TH ST N, MOORHEAD, MN 56560-1741
Document Number	0000805216
Instrument Date	Aug 26, 2020
Instrument	805216
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1115 16TH ST N, MOORHEAD, MN 56560-1741

Mortgage

Document Number	0000805217
Date	Aug 31, 2020
Instrument	805217

Lender

Name	VISION BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CLAY MN
Recording Date	Jun 27, 2017
Property Address	1115 16TH ST N, MOORHEAD, MN 56560-1741
Document Number	0000770121
Instrument Date	Jun 20, 2017
Instrument	770121
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	TITLE COMPANY/FARGO, TITLE CO/FARGO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY MN
Recording Date	Jun 27, 2017
Property Address	1115 16TH ST N, MOORHEAD, MN 56560-1741
Document Number	0000770122
Instrument Date	Jun 20, 2017
Instrument	770122
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	TITLE CO OF FARGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1115 16TH ST N, MOORHEAD, MN 56560-1741

Mortgage

Document Number	, 770123
Date	Jun 27, 2017
Instrument	770123

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,916.00 (+44.5%) Homeowner's exemption	$181,800 (+9.06%) Land $31,200 Building $150,600	$181,800 (+9.06%) Land $31,200 Building $150,600
2025		$166,700 (+9.67%) Land $32,000 Building $134,700	$166,700 (+9.67%) Land $32,000 Building $134,700
2023	$2,018.00 Homeowner's exemption	$152,000 Land $32,000 Building $120,000	$152,000 Land $32,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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