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1121 Emerald Dr, Naperville, IL 60540 Property Records

DuPage County property record for 1121 Emerald Dr, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,974 sqft · built 1960
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Sep 2003)
Tax Bill$7,889 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Sep 2017 Transfer
Flood ZoneZone X (minimal risk)
APN07-25-202-005

Property Details

APN / Parcel Number

Primary APN07-25-202-005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories3 Stories
Building Area1,974 sqft Living Area
1st Floor Area1,350 sqft
Basement Area624 sqft
Finished Basement624 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleTri-Level
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions12.4 ft deep x 8 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1121 EMERALD DR
CityNAPERVILLE
StateIL
Zip60540-7217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMOSER HIGHLANDS UNIT 11
Legal SubdivisionMOSER HIGHLANDS
Legal Block11
Legal Lot Number5
Legal Unit11
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1011
Census Tract846523

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1121 EMERALD DR, NAPERVILLE, IL 60540-7217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2022Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Sep 18, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2003 · Amount on Record
Deed SaleSep 26, 2003 · Amount on Record
Prior SaleJul 22, 1998 · Amount on Record
Deed Document Number2003376096
Last Transfer DateAug 29, 2017
Transfer Doc0000095746
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1121 EMERALD DR, NAPERVILLE, IL 60540-7217
Transaction TypeMortgage
Record UpdatedJun 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1121 EMERALD DR, NAPERVILLE, IL 60540-7217

Mortgage

Document Number0000056725
DateJun 13, 2022
InstrumentR2022-056725
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 6, 2052
Interest
Rate TypeAdjustable Rate
Rate4.49%
Change FrequencyMonthly

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateSep 18, 2017
Property Address1121 EMERALD DR, NAPERVILLE, IL 60540-7217
Document Number0000095746
Instrument DateAug 29, 2017
Instrument95746
Transaction TypeTransfer
Record UpdatedOct 16, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1121 EMERALD DR NAPERVILLE IL 605407217, NAPERVILLE, IL 60540-7217

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,889.00 (+15.74%)$151,307 (+29.89%) Land $62,832 Building $88,475$453,921 (+29.89%) Land $188,496 Building $265,425
2022$6,816.00 Homeowner's exemption Senior Citizen's exemption$116,490 Land $48,040 Building $68,450$349,470 Land $144,120 Building $205,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1982–2015)
Claims Outside the SFHA4 of 7
Most Recent ClaimJun 2015 · other causes
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile.

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