DuPage County property record for 1109 Emerald Dr, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,754 sqft · built 2012 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jun 2012) |
| Tax Bill | $17,089 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-202-002 |
| Primary APN | 07-25-202-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,754 sqft Living Area |
| Gross Area | 4,021 sqft |
| 1st Floor Area | 1,267 sqft |
| 2nd Floor Area | 1,487 sqft |
| Basement Area | 1,267 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 12.4 ft deep x 8 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1109 EMERALD DR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-7217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MOSER HIGHLANDS UNIT 11 |
| Legal Subdivision | MOSER HIGHLANDS |
| Legal Block | 11 |
| Legal Lot Number | 2 |
| Legal Unit | 11 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 846523 |
1109 Emerald Dr is owned and occupied by an individual who bought it in June 2012.
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1109 EMERALD DR, NAPERVILLE, IL 60540-7217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2012 · Amount on File |
| Deed Sale | Jun 26, 2012 · Amount on File |
| Prior Sale | Dec 18, 2001 · Amount on File |
| Deed Document Number | 201281763 |
| Prior Transfer Date | Aug 14, 2006 |
| Prior Transfer Doc | 0000162344 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1109 EMERALD DR, NAPERVILLE, IL 60540-7217 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000032690 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | R2021-032690 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 1109 Emerald Dr was $17,089 with a veteran's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,089.00 | $309,096 Land $62,832 Building $246,264 | $927,288 Land $188,496 Building $738,792 |
| 2022 | $14,683.00 Homeowner's exemption Senior Citizen's exemption | $238,250 Land $48,040 Building $190,210 | $714,750 Land $144,120 Building $570,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1109 Emerald Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1982–2015) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jun 2015 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1109 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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