1113 Emerald Dr, Naperville, IL 60540 Property Records

DuPage County property record for 1113 Emerald Dr, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,974 sqft · built 1961
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$569,000 (Oct 2024)
Tax Bill	$8,402 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage May 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-25-202-003`

Property Details

APN / Parcel Number

Primary APN	`07-25-202-003`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	1,974 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	624 sqft
Finished Basement	624 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Tri-Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	12.4 ft deep x 8 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1113 EMERALD DR
City	NAPERVILLE
State	IL
Zip	60540-7217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MOSER HIGHLANDS UNIT 11
Legal Subdivision	MOSER HIGHLANDS
Legal Block	11
Legal Lot Number	3
Legal Unit	11
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1011
Census Tract	846523

Owner

1113 Emerald Dr is owned by two individuals who bought it in October 2024.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1205 W LILL AVE, G, CHICAGO, IL 60614-3595
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2019	Warranty Deed, Transfer · Conventional Mortgage WEICHERT FINANCIAL SERVICES
May 29, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 20, 2019	Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2024 · Amount on File
Deed Sale	Oct 1, 2024 · Amount on File
Prior Sale	Sep 3, 2019 · Amount on File
Deed Document Number	202457462
Prior Transfer Date	May 7, 2019
Prior Transfer Doc	0000041416
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 3, 2019
Property Address	1113 EMERALD DR, NAPERVILLE, IL 60540-7217
Document Number	0000076408
Map Reference	DOC 933603
Instrument Date	Aug 7, 2019
Instrument	R2019-076408
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1113 EMERALD DR # X, X, NAPERVILLE, IL 60540-7217

Mortgage

Document Number	0000076409
Date	Sep 3, 2019
Instrument	R2019-076409

Lender

Name	WEICHERT FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.99%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	May 29, 2019
Property Address	1113 EMERALD DR, NAPERVILLE, IL 60540-7217
Document Number	0000041416
Instrument Date	May 7, 2019
Instrument	41416
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1244 STATE ST #136 LEMONT IL 604394489, 136, LEMONT, IL 60439-4489

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 20, 2019
Property Address	1113 EMERALD DR, NAPERVILLE, IL 60540-7217
Document Number	0000012203
Map Reference	DOC933603
Instrument Date	Feb 11, 2019
Instrument	R2019-012203
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4012 JUNEBERRY RD, NAPERVILLE, IL 60564-7143

Mortgage

Document Number	0000012205
Date	Feb 20, 2019
Instrument	R2019-012205

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate
Rate	5.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1113 Emerald Dr was $8,402.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,402.00	$152,113 Land $62,832 Building $89,281	$456,339 Land $188,496 Building $267,843
2022	$7,178.00 Homeowner's exemption	$117,100 Land $48,040 Building $69,060	$351,300 Land $144,120 Building $207,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1113 Emerald Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1982–2015)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jun 2015 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1113 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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