1117 Emerald Dr, Naperville, IL 60540 Property Records

DuPage County property record for 1117 Emerald Dr, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,416 sqft · built 1961
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jul 2016)
Tax Bill	$9,108 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-25-202-004`

Property Details

APN / Parcel Number

Primary APN	`07-25-202-004`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	2,416 sqft Living Area
1st Floor Area	1,532 sqft
Basement Area	884 sqft
Finished Basement	884 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Tri-Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	12.4 ft deep x 8 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1117 EMERALD DR
City	NAPERVILLE
State	IL
Zip	60540-7217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MOSER HIGHLANDS UNIT 11
Legal Subdivision	MOSER HIGHLANDS
Legal Block	11
Legal Lot Number	4
Legal Unit	11
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1011
Census Tract	846523

Owner

1117 Emerald Dr is owned and occupied by an individual who bought it in July 2016.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1117 EMERALD DR, NAPERVILLE, IL 60540-7217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 11, 2019	Deed of Trust, Mortgage · Line of Credit CIBM BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2016 · Amount on File
Deed Sale	Jul 28, 2016 · Amount on File
Deed Document Number	201677958
Prior Transfer Date	May 16, 2000
Prior Transfer Doc	0000091080
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1117 EMERALD DR, NAPERVILLE, IL 60540-7217
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1117 EMERALD DR, NAPERVILLE, IL 60540-7217

Mortgage

Document Number	0000030156
Date	Mar 23, 2022
Instrument	R2022-030156

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2042

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1117 EMERALD DR, NAPERVILLE, IL 60540-7217
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080270
Date	Sep 11, 2019
Instrument	R2019-080270

Lender

Name	CIBM BANK
Type	Bank
Address	WHEATON, IL 60187

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1117 Emerald Dr was $9,108 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,108.00	$164,208 Land $62,832 Building $101,376	$492,624 Land $188,496 Building $304,128
2022	$7,783.00 Homeowner's exemption	$126,470 Land $48,040 Building $78,430	$379,410 Land $144,120 Building $235,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1117 Emerald Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1982–2015)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jun 2015 · other causes
Claims by Event	Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1117 Emerald Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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